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If you want to take your chances and settle it privately, its up to you..
just remember that if they wants to screw you, he can.. he can take your money and then call ICBC and file the claim to get you to pay for the damages...
Even if you decide to pay him directly, ICBC handles the deal and you are protected. All that will show up on your record is something like "External settlement" or something like that, followed by a zero-dollar amount.
It could be that this guy can't afford to have ICBC jack up his insurance, so, you will never know. Best to protect yourself and contact ICBC. By law, you have to any way.
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Quote:
Originally Posted by BIC_BAWS
I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off.
hmm, this is sounds sketchy, dont take risks, settle through ICBC, at least that way ICBC can protect you from stupid claims. In my first year driving, i rear ended some lady in a civic, same story, she made a suddent stop, claims that she saw a racoon or w/e, it was a slow bump, but she ends up claiming for "mental illness" ICBC told me to pay for her repair and they will help me get rid of all the other stuff cuz it was unreasonable.
for those saying that "it would be cheaper" as a "pro" for settling privately, that is not true.
the option to pay back icbc is precisely the same amount as what they would pay out to fix the damages. so the only way it would be cheaper for you to settle privately is if:
1) for some reason there is an injury claim (unlikely)
2) the guy wants to settle privately for less than the cost of repair.
basically bodyshop charges icbc. icbc charges you. not a cent difference.
^
Almost always cheaper to repair privately. The amount of things you can get ICBC to pay for that someone wouldn't pay for themselves is quite astounding. I'd still rather go through ICBC in this scenario though.
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Scizz's a living legend and I tell you why, everybody wanna be Scizz an Scizz still alive
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i would have done what my coworker did...gets a call to settle/do work outside icbc...coworker says "sorry i already called it in through icbc" (which he did) end of story...
now even if i didn't call it in it i'm going to say i did so i don't get harassed
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