| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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06-27-2016, 09:34 AM
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#1 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
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| Reporting a hit and run
Is there any time limit to reporting a hit and run? Can you report it but fix the car yourself without it affecting your insurance?
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer  half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | 
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06-27-2016, 09:46 AM
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#2 | | Need to Seek Professional Help
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Unless you're the one hitting and running why would it affect your insurance? You just pay the deductable and there would be no spike in your rates
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06-27-2016, 09:49 AM
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#3 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,726
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Can you still fix it yourself (ie not have to get it fully fixed right away)?
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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06-27-2016, 10:00 AM
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#4 | | Head Moderator
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I believe it's 6 months for a hit and run claim. Most other accidents have a two year time restriction.
Also there's no rate adjustment for a hit and run claim. Just pay the deductible and you're done.
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06-27-2016, 10:03 AM
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#5 | | Head Moderator
Join Date: Dec 1982 Location: Great White Nor
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| Quote:
Originally Posted by underscore Can you still fix it yourself (ie not have to get it fully fixed right away)? | Technically you can wait to get it fixed. My hit and run repair was held off for a couple months due to a lack of available parts from both Canadian and Japanese parts warehouses. However, if you want to fix it yourself, there's no point in filing a claim then... assuming it's only a minor hit.
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06-27-2016, 10:30 AM
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#6 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,726
Thanked 9,407 Times in 4,096 Posts
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They destroyed the mirror, so that needs to get replaced right away. It also dented the door and cracked the paint near the mirror, and damaged the fender. It's not horrifically mangled, so my buddies just gonna replace the mirror for now to save money, but if the other driver can be caught it'd be nice to have them pay to repair the whole thing.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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06-27-2016, 10:36 AM
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#7 | | Rs has made me the man i am today!
Join Date: Aug 2002 Location: 604
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Depending on your deductible it might be in the same ballpark to replace the mirror vs paying your deductible and fixing everything. I would just pay the deductible :/
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