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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 12-01-2016, 07:37 PM   #1
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Neighbor hit my car. Advice?

Hi guys,

So my neighbor backed into my car and put a dent into my right front fender and my bumper is misaligned now.

She rang my doorbell and told me the bad news.

I took a picture of my car but did not take a picture of her car (stupidly now that I realize).

I told her I would get an estimate from a body shop first before contacting ICBC and making a claim.

Revscene, have I made a mistake? Is there a chance that if I make a claim, there may a dispute or problem of any kind?
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Old 12-01-2016, 07:41 PM   #2
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I think you should be fine. I mean, she did come to you directly to let you know of her fault
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Old 12-01-2016, 07:42 PM   #3
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get her to do something for you and call it a deal
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Old 12-01-2016, 07:44 PM   #4
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Get it all in writing.. people can (often) change their minds, especially after silly family members etc.

Skip the body shop, if she wants to pay out the damage, she can do it with ICBC directly.
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Old 12-01-2016, 07:45 PM   #5
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Anyone else I'd say immediately go to icbc.

But this is your neighbour, you know where she lives. Do you have a shitty relationship with her or something?
Get your bodyshop quote and give it to her. If she for some reason gives you grief over it, then go to icbc. You don't just give up your rights to make a claim just because you got a third party quote.

In my old place a neighbor's friend put a dent in my car door. They came and told me, they paid the $50 for dentex to pull it, case closed.
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Old 12-01-2016, 07:46 PM   #6
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My manager told me to call ICBC to cover myself.

She came to my house, rang my doorbell, and told me directly what happened.
And she just moved in a few months ago, but they were very friendly and let my dad borrow their tools to do some yard plumbing.

Anyways, making a claim now to cover myself.
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Old 12-01-2016, 07:55 PM   #7
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At least you know where she lives.
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Old 12-01-2016, 07:57 PM   #8
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Old 12-01-2016, 07:58 PM   #9
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You have a nice neighbour... at least better than mine. Once she backed into our car and almost got away except our across-the-street neighbour saw and came to ring our doorbell. Luckily my dad caught her just in time. We did the ICBC thing but she already replaced her tail light by the end of the day, but still at fault lol
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Old 12-01-2016, 07:59 PM   #10
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If I was her (and no paint is missing) I would check with a PDR guy. I think someone mentioned it on a thread a couple pages back (look for the word "positive" in thread tittle).
If he can get it out no problems then it's not a big deal to realign the bumper.
But yeah make sure you get it in writting and yes it's a plus that you know where she lives lol
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Old 12-01-2016, 08:17 PM   #11
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Thanks everyone for their tips and advice!!!

My first time making a claim that didn't involve a moving car (besides break in), and I made mistakes (like not taking a picture of their car) I would not have had it been a moving accident.

To answer some questions, no she's not hot. Shes an older Russian, or Czech or some shits lady. Nice couple though...lent us their concrete cutter machine when we had a pipe leak.
Yes at least I know she she lives. They moved in maybe 4-5 months ago?

In my case, there are quite a few scuffs and scratches

She admitted fault, was sorry for hitting my car, said she didn't see it. (black car at night on winter steelies).

Anyways, ICBC told me to tell her I've made my claim and for her to make hers. Man if she denies anything or changes her story...

I think I'm too nice and easy going sometimes...
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Old 12-01-2016, 09:33 PM   #12
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if you can live with the dent, don't even bother making a claim to preserve the relationship with the neighbor.
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Old 12-01-2016, 09:49 PM   #13
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Old 12-02-2016, 12:17 AM   #14
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Quote:
Originally Posted by suzuka84 View Post
if you can live with the dent, don't even bother making a claim to preserve the relationship with the neighbor.
Who cares about the neighbor. If they're not willing to own their damage you don't want them as a friend anyways
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Old 12-02-2016, 06:08 AM   #15
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if you can live with the dent, don't even bother making a claim to preserve the relationship with the neighbor.
Are you stupid? I wish you were my neighbor.
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Old 12-02-2016, 09:16 AM   #16
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I know you guys hate me for saying this, give her a break since she leave her info and didn't just leave. File a hit and run with ICBC and ask her to pay the deductible.
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Old 12-02-2016, 09:33 AM   #17
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I know you guys hate me for saying this, give her a break since she leave her info and didn't just leave. File a hit and run with ICBC and ask her to pay the deductible.
And because of idiots like you our rates go higher.
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Old 12-02-2016, 09:33 AM   #18
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Look at it from her POV. She hit your car and fessed up to it. I doubt she wants to have a bad relationship with her neighbors. At her age, the effect on her premiums is going to negligible, if she has a half decent driving record, so what does she care?

If she was shady, she would've just left or suggested you deal with it without contacting insurance.

Tell her you filed the claim and she can contact icbc to get everything sorted out. Easy peasy.
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Old 12-02-2016, 10:23 AM   #19
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Quote:
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I know you guys hate me for saying this, give her a break since she leave her info and didn't just leave. File a hit and run with ICBC and ask her to pay the deductible.
You know that when you file a hit and run you have to make a statement to police right?

He gets caught with fraud and a dent in his car is the least of his problems.
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Old 12-02-2016, 10:42 AM   #20
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Old 12-02-2016, 02:59 PM   #21
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Claim it. Neighbor can buy out the claim for the same cost. There is no benefit to you or your neighbor by settling privately. None. Only a downside.
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Old 12-02-2016, 03:23 PM   #22
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Claim it, She can settle with ICBC, That's why you pay for insurance.
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Old 12-02-2016, 03:29 PM   #23
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Though you made a report with ICBC, you don't have to go through ICBC for the fix. You have up to 2 years to repair. If you want, you can go private, fix it, then just close the report.
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Old 12-02-2016, 03:37 PM   #24
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Share this on bodybuilding.com to get some realistic answers. Then go NC on her.
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