| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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01-07-2019, 10:09 AM
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#251 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
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Originally Posted by bomberR17  $3200/yr is really $266 a month. That's less than most lease payments. | A lease is basically a glorified rental to begin with, if you're financing though at least you have a car at the end and not just a receipt.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | 
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01-08-2019, 04:07 AM
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#252 | | WOAH! i think Vtec just kicked in!
Join Date: Sep 2008 Location: Van
Posts: 1,664
Thanked 413 Times in 101 Posts
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Originally Posted by Funnel Where can I rent a car for ~$100/week?
quickly search budget rent-a-car online, it shows ~$286/week.. | Demand depending, I did rent a Chevy Sonic RS  for around $220 for 15days back in March 2018.
Plan well ahead and reserve a car well in-advance.
Always start your rental on a Friday afternoon, or on a Saturday. Never start renting a car in the beginning of the week, due to high demand (?)
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01-08-2019, 08:06 AM
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#253 | | Rs has made me the man i am today!
Join Date: Mar 2011 Location: Vancouver
Posts: 3,067
Thanked 2,918 Times in 1,251 Posts
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| https://globalnews.ca/news/4823459/a...nal-insurance/
The headline is clickbait but there's some real meat in the article that outlines how the commissions are broken down. Some interesting stuff like how brokers get paid extra if they get the person onto a payment plan (since ICBC makes some interest off that).
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Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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01-08-2019, 10:06 AM
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#254 | | what manner of phaggotry is this
Join Date: Nov 2001 Location: Kelownafornia
Posts: 18,285
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Youd think if the cost was outragious, ICBC, or David Eby would be the first to tell you that brokers are being paid too much. It sounds like they're pretty happy with the deal.
And FWIW, the customer service reps at the desk at the brokage aren't being overpaid at all, and have a pretty complex job. Its one thing for someone to walk in and renew their one car with the same plan they've had for a decade (to and from work within 15km, 500, 500, 2million). But every time I walk into my broker to deal with my small business stuff Im there for over an hour and the broker is making 2-3 phone calls directly to ICBC to sort out issues with how vehicles and coverages and GVWs and coverages and principal operators, etc change. And if you consider that if they make even one small mistake, the customer can be driving uninsured. They're effectively navigating complex legally binding contracts that could have millions of dollars attached to them. They should be paid a lot more than they are.
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01-08-2019, 10:21 AM
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#255 | | Rs has made me the woman i am today!
Join Date: Jan 2012 Location: PENIS
Posts: 4,314
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ICBC can go retail if they want,
Watch that billion dollar turn into trillion
__________________ There's a phallic symbol infront of my car Quote: |
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
| bcrdukes yray fucked bcrdukes up the nose
dapperfied yraisis
dapperfied yray so waisis
FastAnna you literally talk out your ass
FastAnna i really cant
FastAnna yray i cant stand you
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02-07-2019, 02:59 PM
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#256 | | what manner of phaggotry is this
Join Date: Nov 2001 Location: Kelownafornia
Posts: 18,285
Thanked 5,473 Times in 1,814 Posts
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BREAKING NEWS Quote:
The Insurance Corporation of B.C. continues to hemorrhage money and is now on track to lose $1.18 billion this year.
The deficit is $290 million worse than ICBC estimated in December, according to third-quarter results released Thursday.
https://vancouversun.com/news/politi...lion-this-year | Looks like ICBC actually loses as much money with the NDP in charge as the Liberals even without pulling "brazillionz!!!1! of dollars" out of icbc. Notice Eby isn't placing the blame on the Liberals anymore. And is now fully committing to the real problem?
I do commend Eby for being brave enough to try to do something to cap the outrageous accident payouts.
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02-07-2019, 03:20 PM
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#257 | | I subscribe to the Fight Club ONLY
Join Date: Aug 2007 Location: Paradise, BC
Posts: 7,046
Thanked 6,793 Times in 2,748 Posts
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The proposed injury claim changes / cap aren't happening until April 2019. And then the rate calculation methods aren't changing until Sept 2019. Until those changes kick in, ICBC is basically the same dumpster fire it has been under the Liberals reign.
Only an insane person would expect different results when none of the changes have happened yet. 
To assess whether any of the NDP / Eby's ICBC changes have any effect to the overall financial health of the crown corp, we really need to wait at least a year or two before we have enough data to analyze those changes. But even then, there will still be a backlog of lawsuits that will not be cleared until they have gone through the legal process, and those will still continue to drain the ICBC balance sheet until they are all wrapped up. Quote:
Originally Posted by RRxtar BREAKING NEWS
Looks like ICBC actually loses as much money with the NDP in charge as the Liberals even without pulling "brazillionz!!!1! of dollars" out of icbc. Notice Eby isn't placing the blame on the Liberals anymore. And is now fully committing to the real problem?
I do commend Eby for being brave enough to try to do something to cap the outrageous accident payouts. | | |
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03-03-2019, 04:06 PM
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#258 | | Even when im right, revscene.net is still right!
Join Date: Dec 2011 Location: Burnaby, BC
Posts: 1,356
Thanked 1,532 Times in 479 Posts
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$307 a month.
$307 A MONTH.
With a clean record.
Fuck ICBC, burn that fucker down and bury the ashes.
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03-03-2019, 04:38 PM
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#259 | | I STILL don't get it
Join Date: Nov 2015
Posts: 470
Thanked 565 Times in 167 Posts
Failed 55 Times in 13 Posts
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What kind of car? I'm assuming you just renewed your car?
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03-03-2019, 05:51 PM
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#260 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
Posts: 8,459
Thanked 14,912 Times in 3,896 Posts
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What car, what city, what commute, what % discount
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03-03-2019, 06:14 PM
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#261 | | I STILL don't get it
Join Date: Aug 2015 Location: Main & Hastings
Posts: 459
Thanked 489 Times in 157 Posts
Failed 0 Times in 0 Posts
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$307/month? For context, what were you paying before?
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03-03-2019, 06:16 PM
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#262 | | I *Fwap* *Fwap* *Fwap* to RS
Join Date: Jan 2008 Location: vancouver
Posts: 1,580
Thanked 2,169 Times in 249 Posts
Failed 404 Times in 66 Posts
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renewed mine beginning of Feb.
2014 Jaguar xfr-s
2 mill third party
300 deductible
pleasure usage
comprehensive
roadside plus
full discount plus gold star
New westminster
$240 a month
living on the island last year and it was at $188 a month for the jag, my 02 jdm subaru wrx on the island was just $90 a month
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03-04-2019, 10:17 AM
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#263 | | they call me the snowman
Join Date: Apr 2001 Location: online
Posts: 19,749
Thanked 3,993 Times in 1,374 Posts
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$2340 for my Tundra.
It's a 2018 and I have full discounts.
Nothing special, $2 mill liability, and $300/$300.
Last year it was just over $2k
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03-04-2019, 11:47 AM
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#264 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,111
Thanked 9,871 Times in 3,926 Posts
Failed 881 Times in 421 Posts
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^ just paid the same for a '19 miata hardtop
same coverage/deductibles
too much gouging for me, gonna look at belair/bcaa for optional...do 3rd parties have comparable NVR+?
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05-01-2019, 06:11 PM
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#265 | | Ready to be Man handled by RS!
Join Date: May 2013 Location: richmond
Posts: 82
Thanked 53 Times in 22 Posts
Failed 0 Times in 0 Posts
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Just got my new rate. $2030. Went up $200 from last year, another $150 from the year before. I haven't moved, same car, no accidents or tickets, not in high risk age bracket. This is getting ridiculous.
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05-01-2019, 06:16 PM
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#266 | | OMGWTFBBQ is a common word I say everyday
Join Date: Oct 2008 Location: Coquitlam
Posts: 5,324
Thanked 3,782 Times in 1,242 Posts
Failed 533 Times in 187 Posts
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I'm paying $130 for both my vehicles... Through RBC/Aviva. My rate went up compared to when I was in the NWT.
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'16 Ram 1500
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05-01-2019, 09:04 PM
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#267 | | I subscribe to Revscene
Join Date: Mar 2005 Location: Vancouver
Posts: 1,907
Thanked 5,028 Times in 1,142 Posts
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Originally Posted by stump Just got my new rate. $2030. Went up $200 from last year, another $150 from the year before. I haven't moved, same car, no accidents or tickets, not in high risk age bracket. This is getting ridiculous. | sounds like a carbon copy of my insurance. the old cars haven't changed that much, but my wife's junky $5k on a good day e83 X3 keeps going up.
makes no sense. if my 97 M3 got wrecked I'd be looking for 20k, if the X3 got hit, I'd be happy with 6k
__________________ Quote:
Originally Posted by westopher replace that wood for who gets producer the wood. | | |
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05-01-2019, 10:16 PM
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#268 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,111
Thanked 9,871 Times in 3,926 Posts
Failed 881 Times in 421 Posts
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seems logical
probably millions of e36 body panels out there
old x3, good luck finding non-oem
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05-14-2019, 02:39 PM
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#269 | | 14 dolla balla aint got nothing on me!
Join Date: Nov 2006 Location: Vancouver
Posts: 635
Thanked 71 Times in 40 Posts
Failed 13 Times in 8 Posts
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43% discount + 10 years driving
2017 370z base
$3 million / $1000 / $1000
Total $2760...
A new driver with 0 discount would be paying $4842 a year...... 6.5 years of insurance will be the cost of my vehicle
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05-14-2019, 03:09 PM
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#270 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,111
Thanked 9,871 Times in 3,926 Posts
Failed 881 Times in 421 Posts
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because boy racer car
and 3m liability
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05-14-2019, 03:19 PM
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#271 | | #savethemanuals
Join Date: May 2008 Location: Richmond
Posts: 3,980
Thanked 2,551 Times in 950 Posts
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43% discount, 10 years driving, pleasure use only
Cayman S
$2 million / $500 / $500
$170/month and I cancel insurance over the winter.
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05-14-2019, 03:26 PM
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#272 | | I subscribe to the Fight Club ONLY
Join Date: Aug 2007 Location: Paradise, BC
Posts: 7,046
Thanked 6,793 Times in 2,748 Posts
Failed 255 Times in 141 Posts
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$3M liability should only be <$50 more expensive than $2M liability.
Also, bear in mind that with only a 10 yr driving history, your optional insurance savings are actually not that great despite the 43% discount BS. With optional insurance from ICBC, you continue to get discounts as you move further down the CRS.
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05-14-2019, 05:34 PM
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#273 | | I STILL don't get it
Join Date: Aug 2015 Location: Main & Hastings
Posts: 459
Thanked 489 Times in 157 Posts
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Today I learned about Optional Insurance Savings.
Would this mean it would be beneficial to get optional insurance from 3rd party providors?
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05-14-2019, 06:16 PM
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#274 | | Willing to sell body for a few minutes on RS
Join Date: Aug 2004 Location: Duncan, BC
Posts: 10,127
Thanked 5,568 Times in 2,107 Posts
Failed 231 Times in 90 Posts
| Quote:
Originally Posted by ssjGoku69 Today I learned about Optional Insurance Savings.
Would this mean it would be beneficial to get optional insurance from 3rd party providors? | It might be. I got quotes from several private insurers for my BMW, all were higher than ICBC. But most of the private insurers were cheaper on my old Civic.
If you have time to get the quotes, it’s worth investigating.
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05-15-2019, 01:04 PM
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#275 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Apr 2011 Location: vancouver
Posts: 176
Thanked 37 Times in 17 Posts
Failed 15 Times in 2 Posts
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Originally Posted by Jmac It might be. I got quotes from several private insurers for my BMW, all were higher than ICBC. But most of the private insurers were cheaper on my old Civic.
If you have time to get the quotes, it’s worth investigating. | Hey I have a 2015 civic basic. Besides googling "private car insurance vancouver" do you have any you would recommend?
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