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Cause icbc is run by morons that don't actually care about the company or customers, just their paycheques and keeping their buddies paid. Anyone with two braincells could have come up with this idea. |
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My insurance premiums went up by ~$400. 11 years experience, 0 accidents. I ended up reducing my coverage, and added a secondary driver and it ended up costing around the same as next year... I have yet to hear anyone who has come out on top under the new system. At best, they're only paying slightly more. |
took my car from storage and ended up paying about $200 less a year from previous year and i normally buy my optional from private cuz ICBC was hella expensive |
https://globalnews.ca/news/6097591/f...lding-in-2015/ Looks like there's some controversy surrounding an ICBC technical training facility in Burnaby & the ARA (Automotive Retailer Association?) of BC. Anyone know more about this? |
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If your insurance cost stayed about the same as last year you have benefited under the new system. |
yeah but my risk lowered (longer history) and my econobox is worth less did old car parts/medical/lawyer fees go up 10% YoY or nah? |
My insurance went down quite a bit too. I added my mom onto my insurance to benefit from her lower rate at 25%. I suggest doing that even if your mom doesn't live with you. Not really a scam either cause who doesn't let their parents drive their cars. |
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About to renew my insurance in Nov, I thought my rate increase is absurd, can you guys help me check if the increase is normal? Using the estimate tool on ICBC website, I got a whopping $3124 without the annual license fee. $1400 for basic and $1724 for optional insurance. I have -collision with $500 deduct -comprehensive with $300 deduct and $200 windshield deduct -3rd party liability at 2mil -Underinsured motor protection at 2mil My insurance was $2380 last yr without the annual license fee. That's more than 30% increase.. wtf? 9 years driving experience with no fault accident, not even any accident. Driver factor at 0.628 I'm the only listed driver on the insurance, and I drive to work more than 15km each way If it is not right, should I call a broker or ICBC and how can I get them to check? Thanks guys! |
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Were you able get the autonomous emergency braking discount through ICBC? Like you said, the Mazda's system only automatically brakes when the speed is 30km/h or lower, so I'm not sure if the discount still applies to us? Does the broker check the online owner manual to make sure your car is really equipped with the AEB? |
I just went into BCAA to see if they could save me any money. I could save about $150 a year on the Rav, but since my wife drives my car once a year they won’t cover her, due to her single claim. I asked them to look what my new ICBC rate will be. Looks like I’m gojng up about 7.4% with a perfect record and 19 years driving experience. Here’s a big F you. My wife and I will be paying 7k next year to insure our vehicles. What a load of shit. Lol. |
Ok, renewed today. Around 10-11 exp, 29 year old, 0 accidents, 0 tickets. 1 driver min everything on coverage + 15 km to work for 98 Toyota chaser. Insurance went from 109 to 116. Only the good thing for me i can insure the weekend car way cheaper fo 96 bucks as is i drive it less then 5k km per year... thank you for last one, i guess |
well just to add to the pool. I have no reference since I just bought a car.. but for what is worth... $2042/yr for my 97 Miata 11 years 0 at fault history 0.575 31 yrs old 3mil 3rd party, $300/$300 comprehensive for work within 15KM (according to my agent, my "fair" market vaule for my car is $1700) so take it for what is worth, my insurance costs "more" than my car... |
Renewed my dads 2008 400h yesterday. 5 million 3rd party 300/300 underinsured motorist 5 million pleasure use $1950 Last year it was 1860 so almost 100 dollar increase. old man has max discount and a clean driving history. |
I insured my car for only 3 months at the start of Sept, so I got the renewal letter today. It gives you a breakdown of your rate instead of just an estimated renewal amount (which is nice) but it lists a percentage discount which is weird, I thought that was gone? It also lists $1M underinsured motorist protection as being included in basic which I don't recall there being before. |
Thought I'd chime in here from a newcomer point of view (arrived after ICBC changed the rules in Sept). Swapped my foreign license for a BC one. ICBC gave me 15 years driving experience, the max they can give for exchange (I've been driving 21 years). Driver factor 0.602 Insured an almost new Porsche Macan S for $2650. $3M 3rd party, $500 deduction, $3M uninsured, personal use. |
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I thought my 2mil 3rd party liability was high enough, wow you guys are getting 3-5mils.... |
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I mean, hit an SUV full of freshly-graduated doctors and $5M probably isn’t enough. |
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Talk about luck, first you have to be at fault, then you hit a car with a few doctors in it, assumingly on their way to a conference.... I bet the difference between a 2mil and 5mil insurance will be quite significant, I will ask the broker at BCAA |
just keep a distance from the mclarens/maybachs Quote:
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