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-   Vancouver Auto Chat (https://www.revscene.net/forums/vancouver-auto-chat_173/)
-   -   New ICBC Rates: Who Will Pay More? (https://www.revscene.net/forums/715185-new-icbc-rates-who-will-pay-more.html)

JDMDreams 03-10-2020 05:32 PM
What if your list 2 older people like both parents, does it average down even more? :accepted:

Jmac 03-10-2020 05:38 PM
It only takes into account the secondary driver with the lowest discount/highest surcharge.

JDMDreams 03-26-2020 12:04 PM
Does this sound about right? I had Max discount before + 10 years, my new insurance is up like $600 a year, and I save $100 if I add my mom on my policy. :fuuuuu::fulloffuck:FeelsBadMan

320icar 03-26-2020 12:35 PM
I was at max discount 10+ years no claims, I went up 300/yr after putting my wife on (better factor number than me)

68style 03-26-2020 12:57 PM
I saw the aftermath of this dropping my dog off for surgery this morning in Richmond, not my video but discovered online after... another reason why our insurance rates are fucked. Check out the rotor glow on the Infiniti:

twitchyzero 03-26-2020 01:04 PM
front tint in raincouver, please vi

teggy604 03-26-2020 02:15 PM
Good that was caught on the dash cam. Hope the driver gets banned from driving with jail time. Reminds me of the exact same accident that killed a 28 yr old cabbie last month on 1st ave and Renfrew.
Although luck was on the side of the corolla driver cuz the impact was at the rear quarter.

bcrdukes 03-26-2020 02:33 PM
1 Attachment(s)
Quote:
Originally Posted by 68style (Post 8979954)
Check out the rotor glow on the Infiniti
wow, dat brake rotor :lol

68style 03-26-2020 02:58 PM
One of the cars hit was an unmarked Fusion police car and apparently the G37 driver was either drunk or running from police depending who you believe

The Producer 03-26-2020 03:19 PM
buddy was looking into supplementing his dwindling covid income w some Amazon Flex shifts. $780 annual increase to his insurance for coverage to be an independent delivery driver.

not worth it

AzNightmare 03-26-2020 06:07 PM
Quote:
Originally Posted by teggy604 (Post 8979973)
Good that was caught on the dash cam. Hope the driver gets banned from driving with jail time. Reminds me of the exact same accident that killed a 28 yr old cabbie last month on 1st ave and Renfrew.
Although luck was on the side of the corolla driver cuz the impact was at the rear quarter.
https://www.richmond-news.com/news/u...YWCh2D2XEipSM8

It's on the news now. But I'm a bit confused by this article.
Where was the unmarked police car?

https://images.glaciermedia.ca/polop...liams-no-4.jpg
And who's car is this?

The YouTube video said the driver fled on feet after. If that's the Infiniti, how the hell did the driver flee on foot after that?

68style 03-26-2020 06:15 PM
The unmarked police car was a Ford Fusion that got hit in the front other side of the intersection and ended up on an embankment facing a fence

Dylan K 03-27-2020 09:44 AM
The unmarked cruiser looks to be in pursuit of the Infinity. Also couldn't stop in time, but just barley avoided the dash-cam car.

68style 03-27-2020 10:14 AM
That makes more sense now... lol Fusion trying to chase a G37...

No wonder the intersection was still closed at 3pm when I went to pick my dog up... not supposed to pursue when people are driving that erratically...

Messerschmitt 03-28-2020 11:12 PM
Quote:
Originally Posted by jasonc97 (Post 8977252)
No, it is true. I am a licensed ICBC salesperson as I just tested out the situation and you indeed do not get a cheaper premium if they are not listed as a household member. The CDF on your policy is solely the IDF of the PO (if PO's IDF is the highest) if no other household member is listed. I can send proof to a DM as I would rather not show a screenshot of the broker's site to the public.

Example 1, my own IDF is 0.829 and my friend's IDF is 0.515. My friend is listed on the policy, but not as a household member. CDF = 0.829
Example 2, my own IDF is 0.829 and my friend's IDF is 0.515. My friend is listed on the policy as a household member. CDF = 0.750
Example 3, my own IDF is 0.829 and my friend's IDF is 0.943. My friend is listed on the policy, but not as a household member. CDF = 0.857

EDIT: added wording and examples



Yes, basic comes with $1,000,000 of UMP. Flat rate $25 for 2M, $30 for 3M, $35 for 4M, $40 for 5M.

Do you know how the <5000km 10% discount works if the policy elapses or is cancelled?

Can you still take advantage of the 10% discount if policy elapses, then it's renewed down the road a few months later? What if the policy is cancelled, then renewed after cancellation?

68style 03-29-2020 12:38 AM
^
Doesnt work my friend got denied it because he switched his plate to another car for a couple of months and then back again. Has to be steadily insured the entire year.

Messerschmitt 03-30-2020 07:01 PM
Quote:
Originally Posted by 68style (Post 8980441)
^
Doesnt work my friend got denied it because he switched his plate to another car for a couple of months and then back again. Has to be steadily insured the entire year.
When it lapses by itself no plate is changed. You just start the coverage on the same details. Hence why I'm asking.

If jasonc97 is really working for ICBC as a broker, I would be real curious how exactly the system works.

If anything I'm more interested to know if it works if insurance lapses, because I already wasted 2 months since I didn't drive, and I have 1 month left before it expires by itself.

I'd like to re-insure when COVID lockdown ends and I actually have somewhere to go.

twitchyzero 04-23-2020 01:25 PM
Quote:
Allstate Insurance Co. of Canada, together with subsidiaries Pembridge Insurance Co. and Pafco Insurance Co., announced on Wednesday a “stay at home payment” of more than $30-million to help their personal auto insurance customers.
https://www.theglobeandmail.com/busi...ebates-to-all/

*laughs in ICBC*

weren't quite a few on RS against private/having choices?

Jmac 04-23-2020 02:00 PM
Quote:
Originally Posted by twitchyzero (Post 8984348)
https://www.theglobeandmail.com/busi...ebates-to-all/

*laughs in ICBC*

weren't quite a few on RS against private/having choices?
A one-time rebate of 25% of the monthly premium is something to get excited about? If you’re paying $1800/year, that’s a $37.50 rebate ... :rukidding:

twitchyzero 04-23-2020 03:50 PM
beats a public corp that won’t backdate a cancellation fee from several weeks ago

any cheque I get from a private company is a nice gesture

https://business.financialpost.com/n...o-fewer-claims

this one says ‘up to 75%’ back from premiums..$100M is no chump change for them to do this voluntarily

TOS'd 04-23-2020 05:48 PM
Quote:
Originally Posted by Jmac (Post 8984352)
A one-time rebate of 25% of the monthly premium is something to get excited about? If you’re paying $1800/year, that’s a $37.50 rebate ... :rukidding:
For removing traveling to/from work, I got a 36% rebate :fuckyea:
Monthly payment reduced by only $6, lol

SkunkWorks 04-24-2020 03:10 AM
Quote:
Originally Posted by twitchyzero (Post 8984348)
https://www.theglobeandmail.com/busi...ebates-to-all/

*laughs in ICBC*

weren't quite a few on RS against private/having choices?
Too soon, junior.

https://bc.ctvnews.ca/mobile/icbc-gi...vers-1.4908779

TouringTeg 04-24-2020 07:36 AM
I'm sure a lot of people like me cancelled their insurance weeks ago and already paid the cancellation fee. Thanks ICBC.

Teriyaki 04-24-2020 11:34 AM
Wonder what'll happen if/when people cancel their insurance but still park them on the street. Then something happens to their car...

The Producer 04-24-2020 12:01 PM
obviously you'd have no coverage. Ton of liability too.

it would be crazy to cancel insurance if you street park.


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