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Does this sound about right? I had Max discount before + 10 years, my new insurance is up like $600 a year, and I save $100 if I add my mom on my policy.
I saw the aftermath of this dropping my dog off for surgery this morning in Richmond, not my video but discovered online after... another reason why our insurance rates are fucked. Check out the rotor glow on the Infiniti:
Good that was caught on the dash cam. Hope the driver gets banned from driving with jail time. Reminds me of the exact same accident that killed a 28 yr old cabbie last month on 1st ave and Renfrew.
Although luck was on the side of the corolla driver cuz the impact was at the rear quarter.
Last edited by teggy604; 03-26-2020 at 03:20 PM.
Reason: .
My AFC gave me an ABS CEL code of LOL while at WOT!
Join Date: Mar 2005
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buddy was looking into supplementing his dwindling covid income w some Amazon Flex shifts. $780 annual increase to his insurance for coverage to be an independent delivery driver.
Good that was caught on the dash cam. Hope the driver gets banned from driving with jail time. Reminds me of the exact same accident that killed a 28 yr old cabbie last month on 1st ave and Renfrew.
Although luck was on the side of the corolla driver cuz the impact was at the rear quarter.
What hasn't Killed me, has made me more tolerant of RS!
Join Date: Jul 2012
Location: van island
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Quote:
Originally Posted by jasonc97
No, it is true. I am a licensed ICBC salesperson as I just tested out the situation and you indeed do not get a cheaper premium if they are not listed as a household member. The CDF on your policy is solely the IDF of the PO (if PO's IDF is the highest) if no other household member is listed. I can send proof to a DM as I would rather not show a screenshot of the broker's site to the public.
Example 1, my own IDF is 0.829 and my friend's IDF is 0.515. My friend is listed on the policy, but not as a household member. CDF = 0.829
Example 2, my own IDF is 0.829 and my friend's IDF is 0.515. My friend is listed on the policy as a household member. CDF = 0.750
Example 3, my own IDF is 0.829 and my friend's IDF is 0.943. My friend is listed on the policy, but not as a household member. CDF = 0.857
EDIT: added wording and examples
Yes, basic comes with $1,000,000 of UMP. Flat rate $25 for 2M, $30 for 3M, $35 for 4M, $40 for 5M.
Do you know how the <5000km 10% discount works if the policy elapses or is cancelled?
Can you still take advantage of the 10% discount if policy elapses, then it's renewed down the road a few months later? What if the policy is cancelled, then renewed after cancellation?
^
Doesnt work my friend got denied it because he switched his plate to another car for a couple of months and then back again. Has to be steadily insured the entire year.
What hasn't Killed me, has made me more tolerant of RS!
Join Date: Jul 2012
Location: van island
Posts: 172
Thanked 71 Times in 27 Posts
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Quote:
Originally Posted by 68style
^
Doesnt work my friend got denied it because he switched his plate to another car for a couple of months and then back again. Has to be steadily insured the entire year.
When it lapses by itself no plate is changed. You just start the coverage on the same details. Hence why I'm asking.
If jasonc97 is really working for ICBC as a broker, I would be real curious how exactly the system works.
If anything I'm more interested to know if it works if insurance lapses, because I already wasted 2 months since I didn't drive, and I have 1 month left before it expires by itself.
I'd like to re-insure when COVID lockdown ends and I actually have somewhere to go.
Allstate Insurance Co. of Canada, together with subsidiaries Pembridge Insurance Co. and Pafco Insurance Co., announced on Wednesday a “stay at home payment” of more than $30-million to help their personal auto insurance customers.
I'm sure a lot of people like me cancelled their insurance weeks ago and already paid the cancellation fee. Thanks ICBC.
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