You can’t do that, it’s the same as driving with no insurance, any car without insurance must be off of public roads.

Bylaws will fine it every day and notify police, police will ticket it $600 for no insurance and have it towed/impounded.

Did you have to give up your plates too?

You’re required to have insurance to park on the street.

Can Anyone chime in if a leased Toyota can be renewed with just ICBC storage insurance?

Sent from my SM-A505W using Tapatalk

It would depend on the terms of your lease agreement.

Yes, you would have to surrender the plates to ICBC if you cancel an active insurance policy.

The only time you can keep your plates is if your insurance policy lapsed/expired, and was not renewed, and you then proceed to get storage insurance. That or the insurance agent was a dummy and doesn't ask you for the old plates when you cancel. (Or you threaten them enough.) :D

There is an exception to surrendering the plates during the pandemic. Cancellations that were processed after a certain date In April and if the insurance agent selected 0 plates surrendered, when you issue a new policy effective tomorrow for a limited time, you can use the same plates. I heard it’s under their BCP procedures.

Taken from https://www.icbc.com/about-icbc/cont.../covid-19.aspx in the Autoplan insurance section:

My interpretation is that you get to keep the plates...

Ah, there you go, guys. Resident insurance expert Edison Chen has chimed in.

The exception being Park plates, those cannot be reused.

My sister kept her plates when she cancelled BUT they told her she would have to turn them in when she puts insurance back on. You're only keeping them due to virus concerns, can't re-use them again when you put insurance back on.

Odd. When I cancelled the insurance on my Subaru, turning it to a storage-only policy due to Covid, I kept the plates and was told they would be reactivated when I decided to put the policy back on it.

My guess is that most autoplan agents don't know exactly how its going to work, because ICBC doesn't even really know how it's going to work.

^ The informedness of autoplan agents varies greatly

https://www.icbc.com/about-icbc/news...020-apr16.aspx

It's disappointing to see agents not knowing what they are talking about. FailFish

Just renewed my insurance on my 2014 F150. 18 years experience no accidents, no tickets, went up $220 from last year. Paying $2720 a year now which is starting to feel like a bit much.

That seems like a lot
Have you tried private insurance?

I looked into it last year although I only went to one place and it would have been more than ICBC. I'll definitely be shopping around next year to see if anything's changed. Apparently driving a truck means you're death on wheels or something because the agents keep telling me it would be a lot cheaper if I drove a sedan.

All trucks are considered commercial vehicles, hence the different plates and higher rates.

That's not true at all. In what respect is a private truck treated as a commercial vehicle if it's just used for pleasure?

Just because it has a XX-ABCD plate? Lol. That means nothing.

It's just a rate class like anything else. Just means a lot of people in pickups get into accidents, or get them stolen, etc. etc.

Insuring your truck as a commercial vehicle is totally different. That's when you start getting into GVW's, CVIP, and all that stuff. and your premiums totally change.

i drive an 17 ram 1500...my cousin sold me my latest insurance 2 weeks ago.

apparently trucks like mine have a higher rate due to the amount of damage they can cause....atleast something along those lines

so because i choose to pay more for the vehicle and drive something safe, i have to pay more insurance vs someone that drives a dinky car that will get smushed in an accident

:lawl: at thinking trucks are safe especially the way many drive them.

They’re held to lower safety standards than other passenger vehicles by NHTSA and Transport Canada.

Also, if the vehicle causes more damage on average, that’s absolutely a valid reason to charge higher premiums. That’s why sports cars generally have higher premiums (more likely to be involved in accidents; more likely to be involved in high speed collisions).

It just seems ridiculous to be paying more than someone who has less driving experience in a similar priced car. After 18 years of no accidents you'd think you'd be considered fairly low risk yet im paying more than my wife and her Ford Edge with 5 less years experience.

IIRC it's because contractors weren't insuring their trucks properly. Why would they have commercial plates but not be considered commercial vehicles?

So because some people weren't insuring their trucks as commercial they decided everyone who drives a pickup has to pay commercial rates?

this is why we should stop defending icbc
paying ~10% more when the truck is far from new with almost 2 decades of clean history