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-   -   New ICBC Rates: Who Will Pay More? (https://www.revscene.net/forums/715185-new-icbc-rates-who-will-pay-more.html)

quasi 12-16-2020 08:18 AM

Quote:

Originally Posted by fliptuner (Post 9010537)
Afaik we're the only province that doesn't have this. Like an umbrella policy that goes with the plates.

Why the fuck should I be paying 4 independent policies for 4 cars, if I'm the only driver? What a fucking joke.

I got rid of my motorcycle because I was sick of paying so much to insure the fucking thing. That said I'll probably cave and buy another one soon lol.

bcrdukes 12-16-2020 09:57 AM

Quote:

Originally Posted by quasi (Post 9010633)
I got rid of my motorcycle because I was sick of paying so much to insure the fucking thing. That said I'll probably cave and buy another one soon lol.

I fell into the same trap. :fuckthatshit:

Hondaracer 12-16-2020 10:16 AM

I’m pretty sure this wasn’t legal but I remember there is a form or somthing to temporary transfer a plate to another vehicle under emergency circumstances? Or maybe it’s for the purpose of selling a vehicle or somthing? Lol I don’t even know if this form exists frankly

But way back just out of high school a buddy of mines brother had a convertible mustang that we basically filled out this form, moved the plates from a Pontiac Grand Prix onto the mustang and cruised the white rock strip lol

Pretty sure we would have been completely fucked if anything had happened :pokerface:

GIZZ 12-16-2020 06:53 PM

My buddy still does that to this day. You need to have all the paperwork filled out and you can drive around for 2 weeks with the plates swapped from one car to another, or truck to another truck. He's been pulled over many times and been fine every time. It's supposed to be for rural areas where its not easy to go to autoplan. The instructions on how to do it used to be, maybe still are on the back of the transfer form.

Hondaracer 12-16-2020 07:11 PM

That must have been what we did but I can pretty much guarantee it was not filled out properly lol

JDMDreams 12-16-2020 07:25 PM

I thought it was only if you sold your car. Car A was sold and had a completed sale transfer form then you can move the plates to car B temporarily.

The Producer 12-16-2020 08:11 PM

Quote:

Originally Posted by JDMDreams (Post 9010701)
I thought it was only if you sold your car. Car A was sold and had a completed sale transfer form then you can move the plates to car B temporarily.

done this many times. there is no more tempting time to go looking for a used vehicle then when you have that hot 10 days of no BS car pickup potential w a set of freshly sold car plates.

twitchyzero 12-17-2020 12:17 AM

not following
you can keep an existing policy for 2 extra weeks?
how does that help unless youre changing more than a handful vehicles per year?

The Producer 12-17-2020 07:47 AM

when you sell your car, you're legally allowed to use the active plates (same class - not car on. truck) on a new vehicle you purchase for up to 10 days.

many many times I have sold a car, then acquired another car within 10 days. Seller gives you the signed insurance papers, you throw your plates on from your old car and you're good to go. This saves so much time and BS when you're dealing w sellers. No coming back w plates later etc. I like to be gone quickly and permanently at a private sale.

Note: you can't toss these plates on another car that is already registered to yourself.

EDIT: from ICBC

Using plates from your old vehicle
You can drive your "new" vehicle using the licence plates from your old one for 10 days from the date of purchase if all of these conditions are met:

The vehicle you're switching plates to is registered in B.C. (or was purchased from a licensed B.C. auto dealer).
You have sold or otherwise disposed of your old vehicle.
Both vehicles are the same type (for example, passenger vehicles).
The licence plates are valid B.C. plates.
During those 10 days, you must carry in your new vehicle
the signed Transfer/Tax Form for your new vehicle,
the original registration from the seller (or, for a new vehicle, the signed and dated bill of sale from a dealer),
the insurance papers for your old vehicle (the insurance must still be valid), and
proof, such as the "seller's" copy of the Transfer/Tax Form, that you sold your old vehicle.

Quote:

Originally Posted by twitchyzero (Post 9010719)
how does that help unless youre changing more than a handful vehicles per year?

:drunk::lawl:

underscore 12-17-2020 08:29 AM

Can you do that even if you have another vehicle? ie I own car A and car B. I sell car A, and buy car C the next day.

The Producer 12-17-2020 08:31 AM

Quote:

Originally Posted by underscore (Post 9010739)
Can you do that even if you have another vehicle? ie I own car A and car B. I sell car A, and buy car C the next day.

yes

https://www.icbc.com/vehicle-registr...0old%20vehicle.

twitchyzero 12-17-2020 08:48 AM

ah so saves you from meeting up at an autoplan
good to know, have always bought 'new' before i sold 'current'

The Producer 12-17-2020 09:47 AM

Quote:

Originally Posted by twitchyzero (Post 9010743)
have always bought 'new' before i sold 'current'

https://i.kym-cdn.com/photos/images/...11/991/3a5.jpg

JDMDreams 12-17-2020 01:21 PM

^^ must be nice to be rich

BIC_BAWS 01-12-2021 06:33 PM

This is my first time renewing since July 2019. (both cars died before July 2020). My new annual cost for a 97 M3 Sedan is ... $4000 LOL wtf. 5 years experience apparently, DF 0.829

trollface 01-12-2021 06:51 PM

4k.... bruh

320icar 01-12-2021 07:31 PM

Neither accident was your fault right?

twitchyzero 01-12-2021 07:33 PM

what was your rate with the other m3? $4k is like N driver gouging lol

JDMDreams 01-12-2021 07:52 PM

Well I'm at over $2300 a year for normal cars, pleasure use, full discount and 10 years. So sounds about right.

BIC_BAWS 01-12-2021 08:22 PM

Oh wait, I forgot to mention $3M coverage, $500 collision, $300 comp

Quote:

Originally Posted by 320icar (Post 9013716)
Neither accident was your fault right?

Yeah assessed no fault for either
Quote:

Originally Posted by twitchyzero (Post 9013717)
what was your rate with the other m3? $4k is like N driver gouging lol

The I transferred the E46 330ci (Jul 2019 - Jul 2020) policy onto the E46 M3. Only went up by like $20/mo?

Sent from my SM-G781W using Tapatalk

yray 01-12-2021 08:24 PM

renew again in feb, srs

Gerbs 01-13-2021 09:19 AM

Waiting for that ICBC decrease. Hopefully, it drops the S2K below $2k for full coverage

320icar 01-13-2021 09:34 AM

I expect the typical icbc bull of “$20 off” my entire year

The Producer 01-26-2021 12:34 PM

https://enhancedcare.icbc.com/savings-and-refunds

Finally - looks like I'm in for some pretty significant reductions next year, along w a partial refund for this year

320icar 01-26-2021 12:43 PM

Renew in December, so the “refund” I will get is estimated $377. So using estimate of May 1st, so 8 months, that means my policy should go down ~$47/mo


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