REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Auto Chat

Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

Reply
 
Thread Tools
Old 06-15-2021, 03:58 PM   #1001
I don't get it
 
Join Date: May 2011
Location: van
Posts: 414
Thanked 2,128 Times in 205 Posts
Failed 80 Times in 15 Posts
Quote:
Originally Posted by J.C View Post
Anyone get their 2nd rebate via credit card yet?
saw my refund on my credit card statement yesterday
Advertisement
Coren is offline   Reply With Quote
Old 06-16-2021, 01:12 PM   #1002
HELP ME PLS!!!
 
lilaznviper's Avatar
 
Join Date: Nov 2005
Location: vancouver
Posts: 5,988
Thanked 1,380 Times in 479 Posts
Failed 51 Times in 26 Posts
got a cheque for it in the mail just recently
lilaznviper is offline   Reply With Quote
Old 07-01-2021, 01:23 PM   #1003
in the butt
 
donk.'s Avatar
 
Join Date: Aug 2016
Posts: 2,882
Thanked 3,659 Times in 1,331 Posts
Failed 170 Times in 93 Posts
Hory shiet

Just renewed, 2100$ last year
1200$ this year
Basic + 2 mil

Added fire theft vand for 82$
__________________
Quote:
Originally Posted by Mr.Money
i hate people who sound like they smoke meth then pretend like they matter.

Originally Posted by ilovebacon
Does anyone have a pair of 25 pounds one-inch hole for sale at a reasonable price?


Originally Posted by mikemhg
Clothes come off and my car is permeated with the smell of fillet-o-fish and canned tuna.

donk. is offline   Reply With Quote
Old 07-01-2021, 02:48 PM   #1004
Rs has made me the woman i am today!
 
BIC_BAWS's Avatar
 
Join Date: Apr 2013
Location: revscene
Posts: 4,344
Thanked 4,863 Times in 1,664 Posts
Failed 165 Times in 63 Posts
Quote:
Originally Posted by donk. View Post
Hory shiet

Just renewed, 2100$ last year
1200$ this year
Basic + 2 mil

Added fire theft vand for 82$
Vand = hit & run?

They forcede to buy collision for hit & run smh

Sent from my SM-G781W using Tapatalk
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
BIC_BAWS is offline   Reply With Quote
Old 07-01-2021, 03:21 PM   #1005
RS has made me the bitter person i am today!
 
Join Date: Apr 2014
Location: Van
Posts: 4,798
Thanked 2,014 Times in 1,069 Posts
Failed 214 Times in 128 Posts
I just picked up a car around $1400 for a year, 2 mill, $300 deductable. Maybe I can afford multiple insurance again
JDMDreams is offline   Reply With Quote
Old 07-09-2021, 02:48 PM   #1006
Even when im right, revscene.net is still right!
 
GIZZ's Avatar
 
Join Date: Jun 2003
Location: Vancouver
Posts: 1,308
Thanked 390 Times in 164 Posts
Failed 15 Times in 6 Posts
I just renewed my 04 Silverado 2500HD. $1104 with $2mil liability, $500 collision and $300 comp deductibles. It's about $500 cheaper.

The third party liability and the base both decreased about $200. The $2mil 3rd party liability is just $42 now. I guess if they are paying out less in injuries there's no need to collect all the excess money.

On the other had an agent once told me if I had third party liability on one car I didn't need on my other cars. No agent had confirmed this since then.
__________________
RS's quickest 1/4 mile times
GET OUT AND SUPPORT YOUR LOCAL DRAGSTRIP!!!
GIZZ is offline   Reply With Quote
Old 07-22-2023, 11:09 PM   #1007
I contribute to threads in the offtopic forum
 
SSM_DC5's Avatar
 
Join Date: Sep 2004
Location: Canada
Posts: 2,946
Thanked 1,311 Times in 543 Posts
Failed 28 Times in 12 Posts
Bumping this thread back up since I renewed a few cars with the new discount for driving very little. The cars varied from 7,000 kms to 1,000 kms of usage the past year. All were less than $50 savings from the estimated price that came in the reminder mail. Not even 5% discount for low km.

What kind of discounts are you seeing?
SSM_DC5 is offline   Reply With Quote
Old 07-23-2023, 08:00 AM   #1008
Even when im right, revscene.net is still right!
 
GIZZ's Avatar
 
Join Date: Jun 2003
Location: Vancouver
Posts: 1,308
Thanked 390 Times in 164 Posts
Failed 15 Times in 6 Posts
Overall I'm paying less, probably because I finally decided to pass on extended coverages on some of my cars.

I run full coverage on my HB but I only insure for half a year. The truck and bike also only get short term insurance. Collector plate insurance went up, but I don't do a year anymore instead pay the short term surcharge.

The low kms discount wouldn't work for me, cheaper to do short term than have it parked and insured for the other half of the year.
__________________
RS's quickest 1/4 mile times
GET OUT AND SUPPORT YOUR LOCAL DRAGSTRIP!!!
GIZZ is offline   Reply With Quote
Old 07-23-2023, 10:46 AM   #1009
RS has made me the bitter person i am today!
 
Join Date: Apr 2014
Location: Van
Posts: 4,798
Thanked 2,014 Times in 1,069 Posts
Failed 214 Times in 128 Posts
^^ I thought you have to collector the whole year, or every time you try to reinsure you have to apply again?
JDMDreams is offline   Reply With Quote
Old 07-23-2023, 06:06 PM   #1010
Captain Happy Bubble is my Homeboy
 
headhunt3r's Avatar
 
Join Date: Jul 2009
Location: Vancouver, BC
Posts: 344
Thanked 313 Times in 116 Posts
Failed 5 Times in 4 Posts
You can buy short term insurance with collectors plates. I did 3 months this year while listing the car for sale. You can also let it expire and renew ext year without reapplying as long as the owner doesn't change.
headhunt3r is offline   Reply With Quote
Old 08-04-2023, 01:44 PM   #1011
RS.net, helping ugly ppl have sex since 2001
 
TypeRNammer's Avatar
 
Join Date: Jan 2005
Location: Vancouver
Posts: 9,568
Thanked 3,604 Times in 1,216 Posts
Failed 236 Times in 60 Posts
Got my renewal notice for my Model 3

2 million liability
1000 collision
300 comprehensive

Going from $2400 to $2800

Basically the same rates before the no fault clause kicked in
__________________
Quote:
Originally Posted by The_AK View Post
Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid
Quote:
Originally Posted by RX_Renesis View Post
wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago.
Quote:
Originally Posted by nns View Post
I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo.
TypeRNammer is online now   Reply With Quote
Old 08-04-2023, 01:52 PM   #1012
I contribute to threads in the offtopic forum
 
SSM_DC5's Avatar
 
Join Date: Sep 2004
Location: Canada
Posts: 2,946
Thanked 1,311 Times in 543 Posts
Failed 28 Times in 12 Posts
Wow, that's double what any of mine and family cars are.

Any changes since last year like accidents? points? loss of mileage discounts?
SSM_DC5 is offline   Reply With Quote
Old 08-04-2023, 02:25 PM   #1013
Rs has made me the woman i am today!
 
yray's Avatar
 
Join Date: Jan 2012
Location: PENIS
Posts: 4,314
Thanked 4,175 Times in 1,314 Posts
Failed 297 Times in 125 Posts
Quote:
Originally Posted by SSM_DC5 View Post
Wow, that's double what any of mine and family cars are.

Any changes since last year like accidents? points? loss of mileage discounts?
TESLAS
__________________
There's a phallic symbol infront of my car

Quote:
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
bcrdukes yray fucked bcrdukes up the nose

dapperfied yraisis
dapperfied yray so waisis

FastAnna you literally talk out your ass
FastAnna i really cant
FastAnna yray i cant stand you
yray is online now   Reply With Quote
Old 08-04-2023, 02:39 PM   #1014
I subscribe to the Fight Club ONLY
 
Traum's Avatar
 
Join Date: Aug 2007
Location: Paradise, BC
Posts: 7,046
Thanked 6,792 Times in 2,747 Posts
Failed 255 Times in 141 Posts
Quote:
Originally Posted by TypeRNammer View Post
Got my renewal notice for my Model 3

2 million liability
1000 collision
300 comprehensive

Going from $2400 to $2800

Basically the same rates before the no fault clause kicked in
Damn... I've been trying to lowkey brainwash my wife into thinking that we should consider replacing her 10+ yrs old Japanese SUV with a TM3 or TMY a few years down the road. But $2800 for insurance is ~$1500+ more expensive than what we are paying right now, and $1500+ can buy a LOT of gas, not to mention the upfront cost of the EV...
Traum is online now   Reply With Quote
Old 08-04-2023, 03:53 PM   #1015
Performance Moderator
 
68style's Avatar
 
Join Date: Jun 2001
Location: Richmond
Posts: 16,828
Thanked 17,623 Times in 5,902 Posts
Failed 291 Times in 187 Posts
2003 Celica GT-S renewal showed up... was $1,400 or so last year

This renewal:
Basic = $957
$500 collision = $136
1 mill liability = $25
License fee = $53

Total is $1,171
68style is offline   Reply With Quote
Old 08-04-2023, 04:05 PM   #1016
RS.net, helping ugly ppl have sex since 2001
 
TypeRNammer's Avatar
 
Join Date: Jan 2005
Location: Vancouver
Posts: 9,568
Thanked 3,604 Times in 1,216 Posts
Failed 236 Times in 60 Posts
Quote:
Originally Posted by SSM_DC5 View Post
Wow, that's double what any of mine and family cars are.

Any changes since last year like accidents? points? loss of mileage discounts?
No changes in terms of discounts or at fault accidents

Only factor would be location, which would be east van

Quote:
Originally Posted by yray View Post
TESLAS
This
__________________
Quote:
Originally Posted by The_AK View Post
Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid
Quote:
Originally Posted by RX_Renesis View Post
wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago.
Quote:
Originally Posted by nns View Post
I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo.
TypeRNammer is online now   Reply With Quote
Old 08-04-2023, 09:23 PM   #1017
RS has made me the bitter person i am today!
 
Hehe's Avatar
 
Join Date: Dec 2002
Location: YVR/TPE
Posts: 4,814
Thanked 2,901 Times in 1,248 Posts
Failed 627 Times in 199 Posts
Quote:
Originally Posted by TypeRNammer View Post
No changes in terms of discounts or at fault accidents

Only factor would be location, which would be east van



This
I think it's more to do as well with where you live.

My Model 3, I have the full discount, drive for work over 15km, 500 deductible on both basic/comp and I pay about 2100 a year.

My Model X, with the same everything but for pleasure drive instead is just under 2000.

If I have to say, it's either on par or cheaper than what I used to pay for my minivan.

All with BCAA if that makes any difference.
__________________
Nothing for now
Hehe is offline   Reply With Quote
Old 08-04-2023, 09:52 PM   #1018
I Will not Admit my Addiction to RS
 
Dbone's Avatar
 
Join Date: Jun 2015
Posts: 526
Thanked 598 Times in 185 Posts
Failed 8 Times in 7 Posts
What's the point of 3rd party when we have no fault.

They best the agent could come up with is if I hit the gas instead of the brake and plowed into a store....

So... why have millions in 3rd party?
__________________
Current: G87 M2, Lotus Exige S, 4Runner
Dbone is offline   Reply With Quote
This post thanked by:
Old 08-04-2023, 11:53 PM   #1019
RS has made me the bitter person i am today!
 
Join Date: Apr 2014
Location: Van
Posts: 4,798
Thanked 2,014 Times in 1,069 Posts
Failed 214 Times in 128 Posts
I wonder this too, even if you run someone over they can't sue so what's the point unless you crashed into a Bugatti
JDMDreams is offline   Reply With Quote
Old 08-05-2023, 12:38 AM   #1020
RS has made me the bitter person i am today!
 
Hehe's Avatar
 
Join Date: Dec 2002
Location: YVR/TPE
Posts: 4,814
Thanked 2,901 Times in 1,248 Posts
Failed 627 Times in 199 Posts
The idea is to cover damage beyond just car repairs. Say if you wreck a building, that can be a million dollar project. If someone got hit and is paralyzed/disabled for life, it's a multi-million compensation to cover all the care and lost wages.

And of course, as JDM mentioned, you crash into one of those hypercars.
__________________
Nothing for now
Hehe is offline   Reply With Quote
This post thanked by:
Old 08-05-2023, 09:05 AM   #1021
RS.net, helping ugly ppl have sex since 2001
 
Badhobz's Avatar
 
Join Date: Oct 2016
Location: Ricemond
Posts: 9,455
Thanked 11,036 Times in 3,966 Posts
Failed 480 Times in 243 Posts
im still not sure how this 3rd party liability works after the changes.

So if youre not at fault (unless you were criminally charged) then you cant be personally sued. If you cant be personally sued, then wtf is the 3rd party covering?

Even if you smashed into a bugatti, you arent on the hook for its repairs right? since youre not at fault.
Badhobz is offline   Reply With Quote
This post thanked by:
Old 08-05-2023, 10:44 AM   #1022
To me, there is the Internet and there is RS
 
underscore's Avatar
 
Join Date: Apr 2007
Location: Okanagan
Posts: 16,798
Thanked 9,482 Times in 4,138 Posts
Failed 429 Times in 227 Posts
Hehe is right. Per ICBC https://www.icbc.com/insurance/produ...liability.aspx

Quote:
​​Extended Third Party Liability coverage

If you're responsible for a crash, it could cost more than you think. Third Party Liability insurance protects you from the financial risk of an at-fault crash.

Your Basic Autoplan includes up to $200,000 in Third Party Liability coverage. But the costs of a crash could be much higher – and you could be responsible for the difference.
How does Extended Third Party Liability coverage help you?

Extended Third Party Liability protects you from having to pay costs that go above your Basic Autoplan limit.

Under Enhanced Care your financial risk for an at-fault crash is reduced. If you’re responsible, the other driver’s insurance covers the cost of their vehicle repairs. Additionally, Enhanced Accident Benefits will take care of anyone injured in an accident, regardless of who is responsible. That means for most crashes, it’s less likely that you’ll be sued if you’re responsible.

However, Third Party Liability is still important in certain circumstances (e.g. non-vehicle property damage or driving out of province). Third Party Liability coverage also protects you in situations where the law permits the other driver to sue.

Extending your Third Party Liability can give you additional peace of mind. You can increase your coverage to a limit of $5 million.
__________________
1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed]
Quote:
Originally Posted by maksimizer View Post
half those dudes are hotter than ,my GF.
Quote:
Originally Posted by RevYouUp View Post
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
Quote:
Originally Posted by Good_KarMa View Post
OH thank god. I thought u had sex with my wife. :cry:
underscore is offline   Reply With Quote
Old 08-05-2023, 12:27 PM   #1023
RS.net, helping ugly ppl have sex since 2001
 
Badhobz's Avatar
 
Join Date: Oct 2016
Location: Ricemond
Posts: 9,455
Thanked 11,036 Times in 3,966 Posts
Failed 480 Times in 243 Posts
So if my wife’s birkin is damaged in a car accident can I claim monies ?!?

All the while I only get some lousy Chiro and physio.
Badhobz is offline   Reply With Quote
Old 08-05-2023, 08:36 PM   #1024
RS has made me the bitter person i am today!
 
Hehe's Avatar
 
Join Date: Dec 2002
Location: YVR/TPE
Posts: 4,814
Thanked 2,901 Times in 1,248 Posts
Failed 627 Times in 199 Posts
Quote:
Originally Posted by Badhobz View Post
So if my wife’s birkin is damaged in a car accident can I claim monies ?!?

All the while I only get some lousy Chiro and physio.
Technically yes. If you feel the offer by ICBC is not fair, I'd suggest either get some help from a lawyer or gather all the hard evidences (receipt for bags, costs to replace/do x things because of the accident) and that should get them to adjust the offer at least.
__________________
Nothing for now
Hehe is offline   Reply With Quote
This post thanked by:
Old 08-05-2023, 09:40 PM   #1025
RS.net, helping ugly ppl have sex since 2001
 
Badhobz's Avatar
 
Join Date: Oct 2016
Location: Ricemond
Posts: 9,455
Thanked 11,036 Times in 3,966 Posts
Failed 480 Times in 243 Posts
That’s insane. So they’ll replace material goods but not my potential future loss of income or wages ?! This new system is horseshit
Badhobz is offline   Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 03:42 PM.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net