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Elected officials are nothing, every single RCMP officer (not to pick on them specifically, but it's easier to access their information) who puts in their 35 gets 75% of their highest rank as a pension and pretty much all of them double dip into related indusries (municipal police or BC Hydro for example) afterward. That's max pension too, you can take full pension at 25 for a bit less. A Sgt is nothing special at RCMP and that's $138,000 a year... so your pension is $103,500 a year. Even if you were a Cst and did nothing but write traffic tickets will get $86,000 a year at current rates. Imagine how much is getting paid out annually for retired Cst/Cpl/Sgt? Leader of a whole country only get 2x the pension of a Sgt at the police? That's kinda crazy cheap when you think about it. |
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Much to my dismay, it is gonna be a landslide victory for PeePee and his wackos. Jagmeet's job now is to fight off the Libs (and maybe also the BQ) to become the Offical Opposition party, and I am not sure who is gonna win that 3 horse race. |
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In regards to pensions I feel like politicians should be just paid more upfront and not given pensions. This would incentivize actual service rather than clinging to a seat in order to get that golden ticket then ultimately it doesn’t matter what happens after that. As someone who has a defined benefit pension I’ll likely never realize, pensions outside of maybe policing and nursing are for losers. The vast majority of people I know who aren’t in those aforementioned fields who have defined benefit pensions are the George Constanza type of employee who would work for a decade in a broom closet in order to keep that pension because they have no prospects otherwise. Especially in municipal service imo. |
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Of course, I probably would have failed the physical part of the entrance exam LOL~ |
The problem even with those police pensions etc. is what do you do for the 3 decades it takes to get a pension? You’re making peanuts. Cops are not so bad because as outlined above you do have the potential to make a decent living eventually, but for civil servants you’re making -nothing- in the lead up to your pension. I have a friend who makes like 65k a year who’s family has convinced him the pension is the be all end all, the guy has nothing he can barely pay rent drives broken down vehicles etc. but he’s a total block head with the pension as the end goal I asked wtf is the point of a pension when you’ve been broke AF the entire time leading up to it? Can’t afford to buy anything, live a life doing nothing in terms of travel etc. so you can MAYBE get 50k a year when you retire? That barely covers your rent for 3 decades of work lol. |
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https://www.canada.ca/en/treasury-bo...sion-plan.html |
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https://www.jobillico.com/blog/wp-co...23-700x366.jpg |
hondaracer what celebratory drink are you having tonight? Johnnie walker conservative blue? I like how the capital gain increase got punted by the proroguing of parliament. Hopefully federal luxury tax next! |
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Can one of you mods change Honda's avatar to PP now? |
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While I do agree that people in general are bad at saving/investing, for anyone with half a brain money now is typically much better than money later As I’ve said before here, if you make 65k or less in Canada, in any sort of major city, you’re essentially hopeless. 65k a year you’re spending almost half your income on rent alone. It would likely take 15-20 years to save up enough to buy almost anything. So yea.. while it’s the average Canadian income that isn’t saying much, and the pension doesn’t really give you anything besides extending your below average lifestyle into retirement. (Assuming a single person) |
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:pokerface: actually i have no idea what he's going to talk about now :lol |
#Bring Trump home |
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Of course they are going to think that having the $$$ now is much better than having the same $$$ later bcos they are going to spend that $$$ now! That is literally why having the money automatically deducted now, and having them paid out later as monthly pension payments are good for these people, bcos it'll ensure them having at least a bit of money later in their lives. Of course, they can still choose to squander them in their pension collecting days. Having the money now only works best for those who would have at least some degree of money sense and discipline. |
That’s why I said anyone with half a brain is better with money now than later. If making more = spending more then you’re doing it wrong The more I make, the more I pump into my investments while living the same lifestyle. I might splurge occasionally on things I wouldn’t otherwise like better classes of flights, clothes, etc. but my priority is gaining wealth VS changing my lifestyle. As I’ve said previously, making 10/20/30k more a year does almost nothing for me outside of contributing more to RRSP and TFSA because it’s not like that allows me any sort of change in my lifestyle. I’m not dumb enough to go out and buy a Rolex because I got a new job, but I know many people are. In regards to the gambling part, I have some friends who are basically full blown addicts, like undiagnosed compulsive addicts when it comes to gambling. When I was just down in Vegas a friend won 30k USD playing baccarat in an 8 hour span, and I can almost guarantee he’s lost that same amount since we’ve been back. It’s no different than a heroin addict, unless you lock them in a cage it’s futile. |
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I was an RCMP auxiliary for a few years and did the PFA a few times. It's fairly easy to pass if you aren't a total and complete fat ass. |
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liberal party should adopt common sense slogan slash the tax, whos gonna pay for your shit... its just common sense |
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People roll their eyes at the sloganeering of the current Conservatives, but in the end, it has obviously worked as most people can't understand more than a few statements in our low attention world. We have one of the most educated populations in the world, but we have politics reduced to simple sloganeering in this country. It's a shame. |
Yup, tonnes of "AXE THE TAX -PP" stickers around Calgary lol That $10 a month or whatever it works out to per person is sure gonna save Canada. nevermind the mathematical gymnastics required to explain how a government cuts its deficits by reducing taxes, which are their only source of income. |
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