PSA: renew your insurance before April 1

[clevernickname]

If you cancel plates and have a custom plate, can you get it back or is it "gone".

[evil_jigglypuff]

you can get it back. just tell the broker that you want to keep the slogan until you want to use it again.

[Edison_Chen]

The plates physically needs to be physically surrendered. The slogan can be held up until a certain time and then it goes back into the pool.

[DGN23]

I got my renewal letter the other day. Says I owe $204 less than last year.

[clevernickname]

Originally Posted by Edison_Chen

The plates physically needs to be physically surrendered. The slogan can be held up until a certain time and then it goes back into the pool.

So probably not worth it cause it's a $100 fee I'd have to pay again right? For the custom plate.

6% of my 2400 is about $144 I'd save, so with all the other fees I'm guessing not worth?

[Amaru]

Originally Posted by BillyBishop

Pardon me if it's been explained before or is actually available --

Why doesn't ICBC publish openly the geographical rate variance?

About five years ago, a friend and I had identical vehicles, identical licence history, clean records, and identical insurance coverage. His cost: $960. My cost: $1280. We lived within a block of each other but on different sides of a rate boundary according to an AutoPlan broker. He wouldn't divulge any more information.

I remember having a 91 Civic in Sooke costing me $320/year... in Richmond it was $1300/year.

Yeah dude, location is a huge factor in determining premiums for sure... I remember about 10-12 years ago, moving from Point Grey to Victoria cut my annual premiums from $2300 to under $1500, IIRC.

Also, on a related note, ICBC's pricing for different locations makes no sense as far as I can tell.

This past October my wife and I moved across town (Victoria). We moved from a very central neighbourhood (Quadra/Mackenzie area) to a more upscale part of town (Oak Bay)... the two houses are only about 10 minutes apart by car, and the new area is definitely a safer part of town with much less need/access to highways or congested roads.

When I went to an Autoplan broker to update the home address on both of our Autoplan policies, my own premiums decreased by ~$80/year, while my wife's
actually increased by $23/year. Wat?! Nothing else on the policy changed, just our home address... WTF?? How does one policy become more expensive and the other become cheaper when we're both at the exact same addresses...?!?