A $1,500 rent / mortgage is a major privilege to pay in this economy. You should be able to sustain this by late 20's with no cash flow issues, otherwise you're an adult child lol. Adult child's should not have Type R's.

Also don't cheap out on health and personal hygiene/self care. How you present yourself and how others perceive you can help ya land a job / side hustle / business ops that can increase your income.

If ya look like a overweight bum, nobody will respect you for business or looking for higher paying jobs.

go figure out ur skincare --> then diet --> then start gymming --. as u lose weight u buy better fitting cheap clothes at uniqlo

Find cheap hobbies + travels so you can grow your character as you're grinding away. You also don't wanna be someone that's only work + cars.

pay off consumer debt and secure that 8-24% gain first!

I have quarterly regrets spending $40K for the Velo N, my copium is that it costs $10-15K to own it for 6 years, so I'm paying $2.5k/yr for pre-paid maintenance. First car I owned that had depreciation though.

Just for clarification, are BIC_BAWS and Gerbs friends in real life? :confused:

I think having $90 in your bank account isn't horrible, if every other penny is going into investments, all your other expenses are paid on credit to milk cash back and points and you pay off everything in full monthly to not get charged 20%+ interest. The occasional dip into loc is fine as long as you have the assets to back it up/ income. Property tax bill, your car explodes etc.

I think it's safe to assume
- $0 TFSA + possibly blown up contribution limit
- $0 RRSP + possibly withdrawn contribution limit
- $0 FHSA

and probably consumer debt CC + LOC + HELOC.

Any extra cash paying off consumer debt will yield 6-24%, even car loan which i assume should be 8%+ on a used car.

Maybe what Bic needs to do is Turo the CTR and the rest of us can rent it from him on weekends.

BRB Let me take it to the track :troll:

Actually I don't mind turo a type r. Never tried turo before. Obviously I will have to see if it has VTEC or turbo.

how many months left on the CTR?

I dunno, I don't see the point. I think it's absurd that someone is under financial duress but also insisting they continue doing track days because it's fun.

Boo hoo, woe is me, I'm in so much debt, and I have $90 in my bank account. Oh sorry brb, on my way to the track!

I mean there is Richmond speedway for free

Did y'all miss the part where I said I'm committed to not tracking in 2025 lol

And the part where I said I'm not going to say I'm going to do smt and not do it. So if you don't see commitments here it's not that considering it, I just haven't decided yet.



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yes + i went for brunch with Gerbs a cpl weeks ago in ny / did s2k parts run with BIC

Is the type r that good? I mean lots of JDM type r, turbo AWD cars are available for under $20000. Get a ep3 for $6000 and you still have VTEC, nc Miata?

For a 30k out of the box trackable car with good dynamics, safety, practicality and reliability ; what other options are there?

Low key with the way beater prices are, you're only a repair or two away from a 10k EP3 or 20k NC

:badpokerface::badpokerface:

:okay::okay:

Leave his CTR alone !!! He’s almost paid it off. 17k to go, it’s not that bad

:badpokerface: :badpokerface:

:okay: :okay:

I'll go back to my corner to hide and cry now lol~ :inout:

I'm under duress but my $35 big way hot pot is the only way I'll eat a meal today :ilied:

There's definitely a gamble with the beater. In most cases you end up with a $10K Beater + $10K repair and maintenance over 4 years or you buy a overpriced beater for $12-15K.

I dunno, the fat, bad skinned white guys seem to dominate management

All the in shape, yuppy types who want to talk about hiking and cycling all day long seem to be consistently be on the bottom end of the pay scale :lol

pack up the soup broth and that's another meal if you heat up again witih plain noodles :pokerface:

or you buy a overpriced beater for $12-15K AND still have $10k repair and maintenance :troll: Kappa :lol

Is it really 30k nowadays? I thought they were still touching 40k for a FK8.

https://www.facebook.com/share/QuJVGSBTf7U9qa6m/

https://www.facebook.com/share/Zm45hqyMHnFmVT3E/

That's the asking obviously sell price is lower

What kind of beater requires $10K in maintenance? A V8-powered BMW M5? What kind of crack are you guys snorting?

bud, im so poor I ask for extra soup + takeout more sauce

Got veggies + han kook meat at home ready to deploy for meal 2

Maybe 20-30,000 KM, 5-7 year old car, no warranty



- 330ci, my boy spent 30-40k over 4 years

Dear Lord. I forgot he had that.

A 330ci is a terrible categorization of a beater. A terrible financial nightmare and abyss is more like it.

A beater is like a 250,000KM+ Toyota Yaris, Mazda 2, Civic with manual windows, and a Sentra with blood stains on the driver seat. You can take those to the track and still have fun.