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I've had experience with all cameras mentioned and all i can ask is what are you going to be needing out of the camera. Of course the Olympus DSLR is going to be much faster in shutter release and focusing and have more of an SLR feel to it. Money wise if you are not wanting to spend much then go with the Panasonic, but ur comparative camera is priced much much less than the two olympus. Something more compareable would be the FZ30.
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