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Old 08-13-2006, 05:28 PM   #124
freakshow
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ok, thanks guys.
So far, correct my if i'm wrong, but i have this:

investing with TD will be only slightly more convenient, in that i am able to see all of my accounts (bank, visa, investments) in one area.
other than that, it doesnt matter who i use as a broker, its all the same, so i should probably just find the broker with the cheapest rates? (maybe lowest inactivity fee for me?)

and
i should always sign up for a margin account, because the only draw back is that i could kill myself if i'm not careful with my (or their) money.
If i sign up for a margin account, and only use money i know i have, it differs in no way from a cash account, except transactions fall through faster.
I won't have to pay interest on anything, unless i explicitly choose to use their money, instead of mine; but i could never be in that position, if i didnt want to, and use my own money the whole time.

did i get most of that right?
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