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Damn when I was 22 I was broke as fuck. I had a stable 6 yr gf was working @ FS making maybe $2500-3000 a month. FInanced a Civic. Was living @ home. I didn't take any post secondary. I'd honestly say you're pretty on track with your age.
Once you hit around 24-25 thats when you're more expected to make more career oriented decisions. Most people 22 are still in school, it's once you're out of school is when shit starts getting hectic.
Anyways, don't let shit discourage you. I know the feeling of not knowing what the fucks going on in life. Try and stay positive and eventually you snap the fuck out of it and life progresses.
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