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I read the whole thread.
This reminds me of guys who get their first job, realize they make enough money to just afford a 3 Series and then proceed to go into debt and spend all their disposable income on a car.
Sure they look cool since they drive a "BMW", but when it comes time to fix the car or keep it maintained they find they can no longer afford it.
If you make enough money to be able to get a $100K car then you can just as easily get a $130K or $150K car. Unless you barely make enough to buy a $100K car, in which case my original comment about your financial planning still stands.
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