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volcom · 12-30-2008, 11:59 PM

Hi All,

I'm looking to purchase or lease a 2009 Mazda 6 GT...

The price out of the door is $33,609.45

Option 1 - Financing
36 months - 0% - $782.04/month
$5000 down
36 months x $782.04 = $28,153.44

Option 2 - Leasing
36 months - 5.5% - $431.49/month
%5000 down
36 months x $431.49 = $15,533.64
Buy out @end of lease = $13,836.80

So say at the end of 3 yrs, I want to sell my Mazda 6 and can sell it for $15,000 ( I researched a 2005 Mazda 6 prices in craigslist)
Then, the total I paid for my 3 yrs of owning a Mazda 6 is $13,153.44 ($28,153.44 - $15,000)

Therefore the difference between leasing and purchasing is only $2000?

It seems to me that leasing is just the way to go? $2000 dollar in 3 yrs is nothing!

Anyone thinks Financing to own is better than leasing?

12-30-2008, 11:59 PM	#1
volcom I am Hook'd on RS Join Date: Mar 2007 Location: vancouver Posts: 69 Thanked 0 Times in 0 Posts Failed 0 Times in 0 Posts	Leasing vs Purchasing Calculation HELP! Hi All, I'm looking to purchase or lease a 2009 Mazda 6 GT... The price out of the door is $33,609.45 Option 1 - Financing 36 months - 0% - $782.04/month $5000 down 36 months x $782.04 = $28,153.44 Option 2 - Leasing 36 months - 5.5% - $431.49/month %5000 down 36 months x $431.49 = $15,533.64 Buy out @end of lease = $13,836.80 So say at the end of 3 yrs, I want to sell my Mazda 6 and can sell it for $15,000 ( I researched a 2005 Mazda 6 prices in craigslist) Then, the total I paid for my 3 yrs of owning a Mazda 6 is $13,153.44 ($28,153.44 - $15,000) Therefore the difference between leasing and purchasing is only $2000? It seems to me that leasing is just the way to go? $2000 dollar in 3 yrs is nothing! Anyone thinks Financing to own is better than leasing?