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Old 02-14-2009, 12:57 AM   #23
b-dub
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Quote:
Originally Posted by Rich Sandor View Post
So, if you're leasing, you want to get the current model year, as soon as possible, unless the lease rates are still really high.
Isn't it the opposite?

For ex. I was looking at a M3 sedan. There was an 08 on the lot that could be had for something like 1.9% lease rate + 10k discount where as the 09 model was (i think) 5.9% and smaller discount.

Wouldn't it make sense to lease the 08 instead of getting the 09?

Whereas if I were to buy the car, it would be (can't say better) but acceptable to buy the 09 because it's a newer car, thus you can sell it for more later on down the road?


*sigh*
Almost all the car companies are taking away leasing and moving towards financing and balloon payments. Before the whole US $ drop, BMW had the best lease deals. They would have 57-58% residual (which means you only paid 43% of the car in the first 36 years and you could give the car back to them) and free maintenance. Now their residuals are closer to 50-52%, I guess this works better if you are buying out the car but why not just finance?

edit: I talked to my CA last month and he was telling me that each lease return that was coming back, BMW would take a hit of 5-30k on each of those vehicles. Cars like 7-series/M5/M6 were the worst because they depreciated alot + the price adjustment that BMW made to be on par with American vehicles = big hit.
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rich ppl dont need respect from poor ppl
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