Quote:
Originally Posted by taylor192
You're such a DQ. Stop using the exceptions to make the rule.
I didn't say such situations don't exist, I said they are such exceptions that they aren't worth considering. Most parents will support their children, the charges for rent/food are to ensure their children understand the value of earning money, not just being given a free ride - and that "rent and food" hardly equates to the true costs of living on your own.
Consider the high population of Asian/Indian students at SFU/UBC that come from a background that is more accepting of students living at home, unlike the typical white Canadian mentality to make it on our own.
My parents went bankrupt when I was 18 and could hardly afford to rent a place for themselves, nevermind my brother and I. We moved out on our own to attend school cause there was no advantage to staying home.
I know I am the exception amoung my peers, many of who did not have student loans and were funded by mom and dad. The average student only graduates in debt cause they wasted money, not cause they needed it.
|
Yes I agree, the average student does not need loans. But that is the average. Someone made a statement saying that "there should be no reason why anyone grads w/ a $30k debt for their undergrad." I stated that it is not true, then you stated it is.
But now you are stating that it only is for the "average" student. Meaning that more than 51%+ would not need loans, and 49% and bellow might. Even if it's 10% or less, your original statement of "sure it is" is false. I am not disagreeing with you that majority of the students should not need loans, but there are few out there who do, I am one of those cases. So for you to say
NO ONE needs to have a 30k+ loan, that is false.
Just a fyi, students who are on loans usually take summer classes because then they don't have to pay the interest. Also for me, if I don't attend classes during the summer, I can't live on rez. So it's hard to work full time in the summer, when you are already taking full time school. The max student loan per semester for students without dependents is $5440 per semester so x 8 that is $43,520.