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if you are looking at a cbr250 I believe your insurance will be around the same as my gf. She has a ninja 250r and I think she is paying about 130 per month?? That's full coverage including collision and theft. I think insurance for a bike will be based on the size of the engine, but i'm not entirely sure.
You can choose however many months you want to insure your bike for. You can insure the bike for a few months or a year. On top of that you can choose to pay for the insurance as a whole or pay it monthly.
If you do buy insurance for a year you can cancel it later on but they will charge you a fee for it. Just go to any insurance place if you have any questions they will probably answer it better than me.
But anyways goodluck on getting your motorcycle license and once you do ride safe.
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