[Westcoast67]

Depending on your credit rating you may be eligible for a line of credit. To give you a baseline I consider offering lines of credit to clients with atleast $3000 gross monthly income, decent credit rating (obviously), and a decent networth statement. Minimum line of credit limit at my institution is $5000...if you have less than that you could get creative and look for a bank offering low intro rate credit cards...consol debt on that and pay down before 6 mo's expires. Its a little slippery, but it works for minimizing interest.