Quote:
Originally Posted by johny
so you didn't even make the min card payments? ($10 a month or whatever it was)
not paying off the full amount every month is bad enough, not being able to pay the min amount is just stupid.
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i don't think every credit card minimum payent is around $10 regardless of your balance. correct me if i am wrong.
on the other hand, i decided to call in to my second credit card (the one that hasn't been sent to the collection agency), and they said they're willing to settle it for about 50% of the owing balance, and i have til monday to come up with half the money. so this leaves me wondering, a settlement will leave a hole in my credit as well for the next 7 years right?