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i do mortgages everyday... as for purchasing it as a second home... it comes down to approval by the adjudicator... applying as a second home has an easier approval rating and they do know 90% of the ppl that apply for it use it for rental but there are loop holes in the system that allow for this type of application. btw if this is fraud tell that to all the ppl that purchase under the secondary home purchase (mortgage).
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