[Gt-R R34]

I don't even get why you're considering your GF or SISTER?

That is completely the wrong idea when it comes to owning your home. If you can't carry the mortgage, YOU GET ROOMMATES.

SiS - it's FAMILY, you don't ask for rent, imho, usaully the case would be you asking her to contribute an amount, and it usually is smaller amount then out on the market.

GF - What most ppl said above holds true. Also like someone said, if she's paying you and lives with you over a year, is that common-law or rent? ARe you signing documents saying she's paying you rent? She can "argue" that she was helping you pay with the mortgage. What then? And don't get me wrong, but when you guys move in together, isn't that "MOVING IN TOGETHER?" and not paying rent.

As a landlord, yes you want someone you can live with but also someone that consider the "rent" first before say entertainment or things like that. Smaller things you aren't even beginning to cover, food cost? Utilities? Internet? TV?

I would suggest FRIENDS.

1. You're friends so things is more white and black when it comes to rent. You can state it way more clearly when they first move in, what is allowed and what isn't.

Thinking is completely off wacked imho.