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If you are looking at getting a cat I would definetly lean towards adopting. There is the orphan kitten rescue as stated above, and also PetSmart houses the cats from C.A.R.E.S which is another local adoption organization. An mature cat should be litter trained, a kitten can sometimes need a day locked in a room with the litter box and their water just to solidfy that the litter box is indeed where they are still supposed to go in this new house. The time you are at work is fine, cats are more independent and can handle the alone time. They will usually be waiting for you when you get home to entertain them though. Insurance is a personal decision and it's best to shop around. Annual vet checks are not always neccessary but it is good to bring the kitten or cat in once while they are healthy so that a file can be started, this way too the vet has a reference of how they are so that if they are sick they can see what symptoms are showing. With an indoor cat I would just make sure that all the kitten booster shots were done, there is three seperate shots. Nail clipping is going to depend on your persistence. You can clip them yourself if you are comfortable. cats are pretty easy to do, just take off the clear tips. regular brushing at least every two weeks is required of short or long haired cats. The nice thing with the short haired cats is a rubber 'zoom groom' brush will work great to get out all the dead hair and dander and most cats love this as it is like a massage.
Well good luck to you in getting your new friend.
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Mother of MisFit.
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