this should clear things up for you, copied from iphone 4 thread
Quote:
Originally Posted by threezero
No, and this is direct from the guys at apple. When you buy the phone outright with no contract at the apple store they put the phone on one receipt and the microsim on another, and thus that phone will remain factory unlocked.
If you upgrade your contract with any of the cellular providers at an apple store, your phone AND the microsim is combine into one receipt, the moment apple scan that into the system your phone is now lock to that microsim's provider.
You can do the activation at home or at apples it makes no difference because they lock the phone to the provider at the time of the purchase not at activation.
Don't do activations in store, you can easily do that yourself at home and the apple "activation genius" sure like to take their sweet time.
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