Quote:
Originally Posted by TheNewGirl
TOTALLY. I have friends who make two and three times what I do, have fewer obligations (no children to feed and such) and have MORE debt and less free cash then I do. Which often boggles the mind.
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my best friend often gets on my case about my saving money (resulting, from her point of view, of me not having "life experiences")
she is in debt with student loans and credit cards and has no plan to pay off her debt (she only pays what she has to as far as i know)
she just doesn't get that there are a lot of things that aren't worth my time or money and i'd rather save my money for the future (never know when you'll need money!)
she can't save money unless she has a real goal (like she is planning a vacation, then she'll be able to save)
i see saving money as having
peace of mind in case something happens (like i lose my job or an unexpected expense comes up). if i die early and have a big bank account, there will be no regrets on how i lived my life. (like how people say what's the point of saving all that money if you don't spend it)
she makes more money than i do but owes more and spends more. no savings, no rrsp, no property.
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my advice for you single guys and gals...
find somebody who has the same mindset as you when it comes to HOW TO MANAGE finances. the way people save/spend money....causes major conflict in relationships. this is speaking from experience and based on observations of friend's relationships. and isn't money the main reason for divorce?