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Originally Posted by mikeivb
+1 with putting money aside. The problem with this is that not many people can diligently put $37 a month aside and not touch it.
I also think it depends on the breed of dog you have. Seems like smaller & pure bred dogs are more prone to injuries/issues. One of my friends has spent probably close to 10k in the last year with surgery, etc.
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One of the best ways to do it is with a change/cash jar. When I first started keeping animals that required an exotic vet, but had very low limit credit cards, I would dump all my change every night and any $5s I had into a jar. You'd be amazed how much money would collect in there and because it was mostly just change it never seemed like money I was 'missing'.
It came in major handy when my cat got maulled by a raccoon and I had to go to an emergancy vet in the middle of the night (which costs like $200 just to walk into the clinic pretty much).