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If you are only doing minor gaming (HoN, Dota, etc) or even older games an onboard graphics card will be enough. The new motherboards now come with nice ATI onboard graphics, which is enough for the games you want. It seems to me like you want to save money too.. as you are concerned about purchasing a stronger/more expensive psu. I think you might as well use that $200 budget on a card for your main/gaming computer.
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