Quote:
Originally Posted by Tapioca
Even if you're paying some rent while living at home, it is likely below market rent. If you're paying a market rent while living at home, then you're being silly and you might as well move out.
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And what is so wrong about that? I am close to and very supportive towards my family. I'd rather my money go towards them so they can have a happy and healthy retirement than some buggery landlord just so I can brag to people that I am "independent" or fulfill the emotional needs of a woman. For every spoiled ingrate in town, there are two that do more than their fair share of work to support their parents. Anectodal examples are nothing more than that...examples... i.e. the only guys I know that have moved out willingly (most prevalent reason was to be able to have sex anytime they wanted) often make more than my other peers but are still halfway broke and nowhere close to home ownership within the next 10 years. Meanwhile, plenty of other guys have stayed home until mid-late 20s and several of them just purchased their first place in Vancouver. Who would you rather be with?
Of course, there are upsides to down. I am just presenting the alternate view that forcefully moving out, especially in a RE market as insane as Vancouver's, for "respect" is not necessarily the optimal choice. This is because I did try it for a few months for this very reason, and soon realized the amount of money I am just needlessly throwing away to other people. Even if you're fully accountable for every cost you incur upon the household, including sharing property tax, heating, electrical and home insurance, you still end up paying much less than market rent and your money's going to help a good cause. Unless you hate your parents/vice versa.
As for OP's original question... most reasonable women (the type you'd want to spend a long time with anyway) care much more about your potential at this age rather than your actual income. Jr accountants make what... 36K? Jr engineers around 40-50? Is a girl really going to care about his present salary and net worth instead of what he can be in 10 years' time? Useless gold diggers are the ones that date you for the car and the bags you can buy her now, and I tend to avoid them like the plague.