Insurance for bikes are by brackets. As I mentioned before, and if i recall correctly, the brackets are anything up to 400cc, then its 401cc-750cc, and then 751cc and up?
I don't remember if that is correct but you get the idea. Then the value you declare for your bike will also affect the rate. You can always ask your agent to play with that number to see how much difference it makes.
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I don't think the ZX6R(636) cost the same as CBR600 and R6. It has a 636cc displacement while the rest have a 600cc, but the 07 zx6rr is also 599cc.
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that 636 will be in the same bracket as the cbr600 and r6.
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Im going to have to go with full coverage, 1st time rider and all. Probably going to be able to take it off and refund a bit after some riding? And the quote i got was for new rider, no discount or anything.
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depending on your bike, IMO, it is not worth it to get theft. for a peace of mind, you can get comprehensive but that is the most expensive part if i remember correctly. any discounts you get should be tied with your car insurance. unless you have an accident in history, the discount will be different for your bike than your car. my car has full 43% discount, while my bike only has 35% discount due to an accident like 10 years ago. i don't know why an accident 10 years ago would affect it though...