assuming you'll prob get into the modding stage eventually, maybe look into something that will have parts to mod later in the years ?? 350z/370z/s2k/tl/tsx/G-coupe
i wish my mom bought me a 25k$ car
edit : and yes insurance is gonna rape you! my first car was a 2000 honda prelude, i paid 3100$ the first year with NO Collision. PREPARE THY ANUS