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I'm going to suggest the exact opposite of the post above.
I recommend going for CAIB 1 over Fundamentals.
CAIB 1 and Fundamentals work the same, however if you do decide to continue your licensing for CAIB designation, you will have to get your CAIB 1 no matter if you have your Fundamentals or not.
CAIB 1 is only 1 more chapter than Fundamentals.
It will cost you an extra 200 more or so for the exam, however I think it's better to think long term.
Other differences include:
Fundamentals is multiple choice, while CAIB 1 is multiple choice with some short answers.
Fundamentals require 70% to pass while CAIB 1 is 60%.
I fully regret not doing CAIB 1 instead of Fundamentals..however, at the time, they weren't very clear about the differences, so now I'm spending more money in the end to get CAIB 1.
Starts for about $12/h.
After 1 year of experience, you got more to bargain with, regarding your pay. This is because most brokerage offices look for agents with 6-12 months or more of experience. You can get a raise up to maybe $16/h to $18/h as a part timer. For a full timer, maybe 30-35k a year is my guess.
A level 2 personal lines agent with a few years of experience makes about 50k-60k a year at BCAA.
You can bump up your salary with your own commission work, so it also depends on you.
You could also be a road agent (you can become one after about 3-6 months). You'd be running around dealerships and being on call almost all hours of the day, but the pay will be good. Around 60-90k a year.
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