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I say just go and get the blacks since they aren't that much more $$ than blues or greens and the power consumption difference is negligible so that is definitely not worth the performance trade off. I also don't see it as overkill of its not costing you a lot more. Also, personally speaking , my seagate 7200.12 drives are quoted than my blacks. I really wouldn't reccomend another brand of drive since for the last 7 years I've been using seagate and wd drives and I haven't had any dead drives to date. One last thing , are you sure the NAS is cheaper than building your own home server? They aren't that costly to set up and if you have an old computer you're in business.
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