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The Co-Op process with my friends for HSBC (yeah, not BMO, but maybe similar, right?) applying for positions in database management / software programming basically went like this: First Phone Interview, Second Phone Interview, Security Check, Hired. I think the process took like a month from first interview to finish.
One of my classmates, extremely charismatic, called in after first interview to say thanks and suck up a little. He was offered the job but declined and referred another guy who didn't even apply. He got the job. I asked him what he did to get so much pull and he said "I just became friends with the interviewer".
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