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Old 10-17-2012, 12:51 PM   #290
lowside67
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Quote:
Originally Posted by wouwou View Post
for 449K, I am guessing 1+den apt?

@ 2.99 for 5 years and 340K mortgage, the monthly payment is 1607.29.

with maintenance in the 0.30/sqft, and property tax @ 200ish, you are looking at 600 for maintenance.

that's 2200 to break even.

honestly how monster is that rent?
I am not going to buy it, so lets dissect the numbers. The unit is #3908 at Woodwards W43, asking price is $449k. It is likely that it can probably be bought at $420k. With 20% down, the mortgage is $336k and the monthly payment on a 30 year amort is $1415.00. On top of that, strata is $350 and property tax is $175. Total monthly cost is $1940.

I have seen several 1BR + Den high floor units renting in the $1800 range and the $2300 range furnished with nice stuff.

I was not suggesting that I would buy this property as a rental property as I think it's not close enough to make sense when you consider unrented time and wear & tear, but it is MUCH closer to break even than almost any property I have ever seen in a 1BR + Den unit downtown.

Mark
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