Quote:
Originally Posted by inv4zn
There are so many people who are either misinformed or completely ignorant as to how credit really works in our society and how much it's needed...
And they go around telling other ignorant people misinformation, and it just spreads.
Some of the things I've heard from my friends... 
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Care to share? I had someone tell me once that it is best for your credit to pay off your credit card bill completely every month. He implied that carrying a balance on your credit card has negative effects on credit score.
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