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First year English teachers live quite comfortably if you choose a company that provides a standard, set salary, instead of a "by class" based pay. You can get royally screwed if you can't get enough students if you go with companies that don't pay set salaries.
Private English companies, like Interac, have a salary of about 250,000 yen a month. With JET you get more with subsidized housing and paid airfare. Now, if you don't blow money every night by partying and drinking you will have a decent amount left at the end of the month. You will not be living like a bum.
As dbaz said, you don't earn much but a lot of this working abroad thing is to go for the experience. If you're young and really interested, do some research and commit! Echoing what dbaz said again, English teaching is the easiest and readily available job for foreigners to get into. If you're looking for something else, good luck. Honestly!
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