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hchang · 02-03-2013, 02:00 PM

OP if I were you I'd keep the 08 Civic, staying out of debt is huge. You never know what the future brings, what if knock on wood, you get laid off, you get fired, company closes down and/or you get a paycut down the road? How would you survive then? If you're bored of it why not take some of your income and put some tasteful mods on your car? You can have a lot of fun with an 2008 civic.

Personally financing a car never made sense to me, you're paying full price for something thats depreciating more and more each month, and technically you don't even own the car, the dealership/bank owns it, until you pay it all off. Buy used cars that you have cash for, until you can afford a really nice one.

02-03-2013, 02:00 PM	#23
hchang I wish I was where I was when I wished I was here Join Date: Feb 2010 Location: West Coast Posts: 4,932 Thanked 3,098 Times in 733 Posts Failed 703 Times in 219 Posts	OP if I were you I'd keep the 08 Civic, staying out of debt is huge. You never know what the future brings, what if knock on wood, you get laid off, you get fired, company closes down and/or you get a paycut down the road? How would you survive then? If you're bored of it why not take some of your income and put some tasteful mods on your car? You can have a lot of fun with an 2008 civic. Personally financing a car never made sense to me, you're paying full price for something thats depreciating more and more each month, and technically you don't even own the car, the dealership/bank owns it, until you pay it all off. Buy used cars that you have cash for, until you can afford a really nice one.