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I'm 20 and chose to live at home for now, but chose to finance a new car as my family was getting tired of being stuffed into old, small used cars. I am tied down with an 84 month 0% interest term, but I budget aggressively enough that I still have money saved for moving out when I get pay raises as I go through trades training. And at the very least, it's building a credit rating.
It depends on OP's needs, whether they want to move out right away, or stick it out at home for a couple years, and drive something fun.
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Green OJ Special
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