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I don't think it's a good idea to keep suggesting op to put it in RRSP. He's a new graduate and I highly doubly his income is very high. Plus all the credit he got from his tuition, putting extra money in RRSP is not wise. TFSA is better at this stage.
On topic: I agree that you should stay out of debt. Put on a set if new wheels or a jdm body kit and u'll love ur car once again.
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