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I bet she's lying herself. No girl talks about a guy's finances and brings up the question "do you have debt" casually. It's a calculated question. She's sizing you up and assessing you in her own way. A woman's way.
Whether she's genuinely cool with debt issues or not is up in the air. Some ppl only care of how well you can manage debt. If you date her down the road, she will eventually subtly find out you have/had debt.
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