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in my honest opinion, why is it even of her problem or concern of what your debt situation is? your finances are of your own private concern. not like you guys are getting married right now. and if she is summing you up regards to your debt, i don't think thats cool.
don't get me wrong, if you're comfortable in telling her, then its cool. but the fact you have hesitated in the first place, to me it implies you weren't comfortable with it. she doesn't like lies, then straight up and tell her you're not comfortable in telling her at this point in time. it is a pretty private thing regardless if you are in debt or not. if it gets serious, then ask again later on.
and if you 2 do get serious and say, plan on getting married somewhere down the road, i think you will be in for some ball sweating situations.
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