Quote:
Originally Posted by aikenluu918
Get an expense tracker on your phone.. and as painful as it is, input EVERY little purchase you use.
Set your budgets and stick to them
NO EXCEPTIONS
at the end of the month review your transactions. you will be surprised at what you spend on.
lather, rinse and repeat.
I think your biggest problem is not knowing where your money went. Knowledge is power.
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This only works for plastic, and it's not for people who are very afraid of having their banking info on a 3rd-party server, but Mint.com is the best expense tracker I've used. Doesn't handle cash transactions except withdrawals/deposits. I use it and it really helps you visualize where your money is going. Great mobile app as well.