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OMG, you guys are like lemmings to the slaughter!!! you really would invest your hard earned cash in an ETF (or real estate) b/c some dude on the internets said so?
i won't recommend any ETFs as everyone has different risk tolerances, opinions, and also levels of intelligence (getting in is easy, getting out with more money than you started - that takes skill)
if you're all as clueless as you seem and you actually have money to invest (i say that b/c most ppl talk a big talk, but have $200 to their name), go get a fee based advisor who will, for 1% or so, invest your money, rebalance it, etc. never go for a commission based advisor, they will sell you things based on max commissions for you, fee based aligns goals
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