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not to school you on co-signing, but when you do it, its literally your debt. you should have asked yourself if you were/willing/can pay it off all on your own with or without your SO's help. i understand 9 years is a long time and you had trust, but its always safe to think a bit more selfishly. think of extreme ends.
the better question is, does she already have the full amount that you co-signed for? or is there some sort of cash flow left that you can stop and just use what you have left to pay off some of the debt back.
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