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Old 06-26-2013, 04:22 PM   #877
dinosaur
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Join Date: Feb 2009
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I checked in renewing early and jumping banks. BMO had a 2.9 rate that was pretty appealing. My penalty was about $7k. Didn't think it was worth it, but maybe I'll need to work it out over 5 years...

Although....want to know the BIGGEST problem I have? I have a 40 year mortgage

This essentially fucks me for negotiating. I am a little at a loss of what I can do...
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