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I think the answer is very dependent on what study you're taking. If you're going into trades or a specialized science-related field, it's very important. However, I know plenty of people who have taken a generalized Arts, Music or Language degree that did so simply because they didn't know what else to do. I went straight into post-secondary right after high school because I needed that piece of paper to prove to companies that I knew what I already had learned through experience in my field. It was a complete waste of time and money for me, but the jobs I were interested in required that I had that stupid piece of paper so I stuck through it.
I think a lot of learning has to do with the teacher. I noticed that the professors that simply recited the textbooks and went through the motions were far less capable of providing students with good teaching compared to those that actually interacted with everyone and went out of their way to make their lessons comparable with real life careers and how they could apply to a specific field or job. And unfortunately the latter are getting fewer and fewer.
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