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if you already purchased a home, and looking to upgrade to a bigger home, does market fluctuation really affect you?
assuming you're wanting to stay in a similar area, the fluctuation of the 'upgrade' home and your 'current' home would be relatively the same, so either way you're just be paying the differential on the 2 homes?
meaning if a $900k home drops in price say $100k, a current home worth $600k could drop $100k as well so i'd still be paying around $300k to 'upgrade'?
i know 1 type of home could depreciate/appreciate faster than the other...but am i over simplifying it?
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